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OFG Bancorp OFG Loans 90+ Days Past Due

Loans 90+ Days Past Due at other companies

First BanCorp logo
First BanCorpFBP
$24.74M-16.2%
Customers Bancorp logo
Customers BancorpCUBI
$200K-95.7%
Orange County Bancorp logo
Orange County BancorpOBT
$3.32M
Capital City Bank Group logo
Capital City Bank GroupCCBG
$0
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$1K0.0%
Orrstown Financial Services logo
Orrstown Financial ServicesORRF
$853K-35.0%

Segments

By geography

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Domestic - Puerto Rico$0
US – Federal$0

Other financials

Income statement

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Revenue$190.3M+4.4%
Net income$58.8M+13.5%
EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%
CapEx$8.1M+96.0%
Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.24B+18.5%
Enterprise value$1.51B+43.4%
P/E10.1×+0.5×
P/S+0.4×

Profitability

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Net margin29.5%+2.4pp
FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001030469-26-000038
Line itemJune 30, 2026 / Non-accrual with Allowance for Credit LossJune 30, 2026 / Non-accrual with no Allowance for Credit LossJune 30, 2026 / TotalDecember 31, 2025 / Non-accrual with Allowance for Credit LossDecember 31, 2025 / Non-accrual with no Allowance for Credit LossDecember 31, 2025 / Total
Auto loans14,579114,58020,749120,750
Total$59,241$2,709$61,950$121,962$2,338$124,300
PCD:
Commercial PR:
Commercial secured by real estate$55$55
Mortgage loans221221227227
Total$221$221$282$282
Total non-accrual loans$59,462$2,709$62,171$122,244$2,338$124,582

Cover / Front Matter

FAQ

What is OFG Bancorp's loans 90+ days past due?
OFG Bancorp (OFG) reported loans 90+ days past due of $62.17M in Q2 2026.
How has OFG Bancorp's loans 90+ days past due changed year-over-year?
OFG Bancorp's loans 90+ days past due decreased by 33.1% year-over-year, from $92.9M to $62.17M.
What is the long-term trend for OFG Bancorp's loans 90+ days past due?
Over 5 years (2020 to 2025), OFG Bancorp's loans 90+ days past due has grown at a -3.4% compound annual growth rate (CAGR), from $147.89M to $124.58M.
What does loans 90+ days past due mean?
The total outstanding balance of loans that are 90 days or more past their scheduled payment date but are still accruing interest. This metric serves as an early warning sign of potential credit defaults and future non-accrual status. It helps investors gauge the near-term credit risk inherent in the performing loan portfolio.

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