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OFG Bancorp OFG Deferred Tax Liabilities, Customer Deposit And Customer Relationship

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Other financials

Income statement

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Revenue$190.3M+4.4%
Net income$58.8M+13.5%
EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%
CapEx$8.1M+96.0%
Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.21B+18.6%
Enterprise value$1.49B+44.1%
P/E10×+0.5×
P/S+0.4×

Profitability

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Net margin29.5%+2.4pp
FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept ofg:DeferredTaxLiabilitiesCustomerDepositAndCustomerRelationship.

The source filing: OFG Bancorp’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 2:39 PM EST
Fiscal year
FY2025
Accession
0001030469-26-000008
Line itemDecember 31, 2025December 31, 2024
Servicing asset(21,821)(23,359)
Building valuation adjustment(5,232)(5,668)
FDIC-assisted Eurobank acquisition, net(2,996)(5,062)
Customer deposit and customer relationship intangibles(1,426)(2,981)
Goodwill(6,079)(3,167)
Scotiabank PR acquisition discount(1,843)(980)
Other deferred tax liabilities(8,154)(7,394)
Total gross deferred tax liabilities(47,551)(185,633)

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is OFG Bancorp's deferred tax liabilities, customer deposit and customer relationship?
OFG Bancorp (OFG) reported deferred tax liabilities, customer deposit and customer relationship of $1.43M in Q4 2025.
How has OFG Bancorp's deferred tax liabilities, customer deposit and customer relationship changed year-over-year?
OFG Bancorp's deferred tax liabilities, customer deposit and customer relationship decreased by 52.2% year-over-year, from $2.98M to $1.43M.
What is the long-term trend for OFG Bancorp's deferred tax liabilities, customer deposit and customer relationship?
Over 4 years (2021 to 2025), OFG Bancorp's deferred tax liabilities, customer deposit and customer relationship has grown at a -39.0% compound annual growth rate (CAGR), from $10.32M to $1.43M.
What does deferred tax liabilities, customer deposit and customer relationship mean?
Deferred Tax Liabilities, Customer Deposit And Customer Relationship as reported by OFG BANCORP.

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