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OFG Bancorp OFG Interest Income

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Other financials

Income statement

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Revenue$190.3M+4.4%
Net income$58.8M+13.5%
EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%
CapEx$8.1M+96.0%
Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.24B+18.6%
Enterprise value$1.51B+44.1%
P/E10.1×+0.5×
P/S+0.4×

Profitability

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Net margin29.5%+2.4pp
FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansAndLeases.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001030469-26-000038
Line itemQuarter Ended June 30, 2026Quarter Ended June 30, 2025Six-Month Period Ended June 30, 2026Six-Month Period Ended June 30, 2025
Interest income:
Loans$162,415$156,987$320,969$310,395
Mortgage-backed securities28,59428,22257,71756,679
Investment securities and other6,1419,13812,59016,495
Total interest income197,150194,347391,276383,569
Interest expense:
Deposits34,12437,87967,99274,171
Securities sold under agreements to repurchase1,0741202,929830

Cover / Front Matter

FAQ

What is OFG Bancorp's interest income?
OFG Bancorp (OFG) reported interest income of $162.42M in Q2 2026.
How has OFG Bancorp's interest income changed year-over-year?
OFG Bancorp's interest income increased by 3.5% year-over-year, from $156.99M to $162.42M.
What is the long-term trend for OFG Bancorp's interest income?
Over 4 years (2021 to 2025), OFG Bancorp's interest income has grown at a 9.8% compound annual growth rate (CAGR), from $433.79M to $629.94M.
What does interest income mean?
Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.

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