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OFG Bancorp OFG Banking — Intersegment Expenses

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TFINBanking — Noninterest Income (Expense), Intersegment
$144K-7.1%

Other financials

Income statement

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Revenue$190.3M+4.4%
Net income$58.8M+13.5%
EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%
CapEx$8.1M+96.0%
Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.24B+18.5%
Enterprise value$1.51B+43.4%
P/E10.1×+0.5×
P/S+0.4×

Profitability

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Net margin29.5%+2.4pp
FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept ofg:IntersegmentExpenses.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001030469-26-000038
Line itemBankingWealth ManagementTreasuryTotal Major SegmentsEliminationsConsolidated Total
Professional and service fees(3,832)(953)(54)(4,839)(4,839)
Loan servicing and clearing expenses(1,908)(451)(138)(2,497)(2,497)
Amortization of other intangible assets(231)(231)(231)
Intersegment expenses1,062(594)(468)
Other [2](19,814)(522)(134)(20,470)(20,470)
Total non-interest expense(96,442)(5,267)(1,123)(102,832)(102,832)
Income before income taxes$45,490$4,694$24,300$74,484$74,484
Income tax expense(15,651)(56)(15,707)(15,707)

Cover / Front Matter

FAQ

What is OFG Bancorp's banking — intersegment expenses?
OFG Bancorp (OFG) reported banking — intersegment expenses of -$1.06M in Q2 2026.
How has OFG Bancorp's banking — intersegment expenses changed year-over-year?
OFG Bancorp's banking — intersegment expenses decreased by 8.9% year-over-year, from -$975K to -$1.06M.
What is the long-term trend for OFG Bancorp's banking — intersegment expenses?
Over 3 years (2022 to 2025), OFG Bancorp's banking — intersegment expenses has grown at a 22.4% compound annual growth rate (CAGR), from -$2.19M to -$4.01M.
What does banking — intersegment expenses mean?
Represents the costs allocated to the banking segment from other internal business units for shared services or resources. This metric is essential for evaluating the true standalone profitability of the banking segment after accounting for internal cross-charges.

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