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OFG Bancorp OFG Banking — Segment Reporting, Other Segment Item, Occupancy, Net

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Other financials

Income statement

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Revenue$190.3M+4.4%
Net income$58.8M+13.5%
EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%
CapEx$8.1M+96.0%
Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.24B+18.5%
Enterprise value$1.51B+43.4%
P/E10.1×+0.5×
P/S+0.4×

Profitability

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Net margin29.5%+2.4pp
FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept ofg:SegmentReportingOtherSegmentItemOccupancyNet.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001030469-26-000038
Line itemBankingWealth ManagementTreasuryTotal Major SegmentsEliminationsConsolidated Total
Non-interest income, net23,0169,9545333,02333,023
Non-interest expenses [1]:
Compensation and employee benefits(38,318)(2,554)(304)(41,176)(41,176)
Occupancy, equipment and infrastructure costs(9,261)(135)(20)(9,416)(9,416)
Depreciation and amortization of premises and equipment(4,844)(9)(4)(4,857)(4,857)
Electronic banking charges(12,229)(12,229)(12,229)
Information technology expenses(7,067)(49)(1)(7,117)(7,117)
Professional and service fees(3,832)(953)(54)(4,839)(4,839)

Cover / Front Matter

FAQ

What is OFG Bancorp's banking — segment reporting, other segment item, occupancy, net?
OFG Bancorp (OFG) reported banking — segment reporting, other segment item, occupancy, net of $9.26M in Q2 2026.
How has OFG Bancorp's banking — segment reporting, other segment item, occupancy, net changed year-over-year?
OFG Bancorp's banking — segment reporting, other segment item, occupancy, net decreased by 0.8% year-over-year, from $9.34M to $9.26M.
What is the long-term trend for OFG Bancorp's banking — segment reporting, other segment item, occupancy, net?
Over 3 years (2022 to 2025), OFG Bancorp's banking — segment reporting, other segment item, occupancy, net has grown at a 3.9% compound annual growth rate (CAGR), from $34.37M to $38.58M.
What does banking — segment reporting, other segment item, occupancy, net mean?
The net costs associated with maintaining physical branch locations and administrative offices for the banking segment, including rent, utilities, and property maintenance. It serves as a measure of the overhead required to support the bank's physical footprint.

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