What is OFG Bancorp's domestic - puerto rico — prior, charge-offs?

OFG Bancorp (OFG) reported domestic - puerto rico — prior, charge-offs of $14.36M in Q2 2026.

What does domestic - puerto rico — prior, charge-offs mean?

Represents the aggregate value of loans or receivables previously written off as uncollectible within the specified geographic segment. This metric serves as a historical indicator of credit quality and the effectiveness of past underwriting standards in the Puerto Rico market.

OFG Bancorp (OFG) Domestic - Puerto Rico — Prior, charge-offs

Screener

Other geography segments

US – Federal

$0—

Similar metrics at other companies

XRXCanada — Charge-offs, Prior

$0—

XRXEMEA — Charge-offs, Prior

$0—

XRXOther — Charge-offs, Prior

$0—

XRXUnited States (Direct) — Charge-offs, Prior

$1M—

XRXUnited States (Indirect) — Charge-offs, Prior

$1M0.0%

FBPPR And VI — Financing Receivable Excluding Accrued Interest Originated More Than Five Years Before Current Fiscal Year Writeoff

$562K-68.7%

Other financials

Income statement

See full

Revenue$190.3M+4.4%

Net income$58.8M+13.5%

EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%

Total debt$21.4M+10.4%

Total equity$1.4B+5.5%

Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%

CapEx$8.1M+96.0%

Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.24B+18.5%

Enterprise value$1.51B+43.4%

P/E10.1×+0.5×

P/S3×+0.4×

Profitability

See full

Net margin29.5%+2.4pp

FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed: Aug 6, 2026, 12:28 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001030469-26-000038

Line item	Term Loans Amortized Cost Basis by Origination Year / 2026	Term Loans Amortized Cost Basis by Origination Year / 2025	Term Loans Amortized Cost Basis by Origination Year / 2024	Term Loans Amortized Cost Basis by Origination Year / 2023	Term Loans Amortized Cost Basis by Origination Year / 2022	Term Loans Amortized Cost Basis by Origination Year / Prior	Revolving Loans Amortized Cost Basis	Total
Loss	—	—	—	—	—	—	—	—
Total other commercial and industrial:	144,429	167,664	78,122	112,894	41,043	44,252	823,081	1,411,485
Other commercial and industrial:
YTD gross charge-offs	84	142	578	—	135	14,358	—	15,297
Commercial US:
Loan grade:
Pass	124,471	187,246	39,421	78,721	12,205	44,898	322,033	808,995
Special Mention	—	—	6,881	—	—	—	9,754	16,635

Cover / Front Matter

FAQ

What is OFG Bancorp's domestic - puerto rico — prior, charge-offs?: OFG Bancorp (OFG) reported domestic - puerto rico — prior, charge-offs of $14.36M in Q2 2026.
What does domestic - puerto rico — prior, charge-offs mean?: Represents the aggregate value of loans or receivables previously written off as uncollectible within the specified geographic segment. This metric serves as a historical indicator of credit quality and the effectiveness of past underwriting standards in the Puerto Rico market.