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OFG Bancorp OFG Treasury — Financing Receivable, Credit Loss, Expense (Reversal)

Other segment segments

Banking
$13.01M-40.0%
Wealth Management
$0

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Other financials

Income statement

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Revenue$190.3M+4.4%
Net income$58.8M+13.5%
EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%
CapEx$8.1M+96.0%
Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.24B+18.5%
Enterprise value$1.51B+43.4%
P/E10.1×+0.5×
P/S+0.4×

Profitability

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Net margin29.5%+2.4pp
FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001030469-26-000038
Line itemBankingWealth ManagementTreasuryTotal Major SegmentsEliminationsConsolidated Total
Interest income$163,741$7$34,827$198,575$(1,425)$197,150
Interest expense(31,815)(9,461)(41,276)1,425(39,851)
Net interest income131,926725,366157,299157,299
(Provision for) recapture of credit losses(13,010)4(13,006)(13,006)
Non-interest income, net23,0169,9545333,02333,023
Non-interest expenses [1]:
Compensation and employee benefits(38,318)(2,554)(304)(41,176)(41,176)
Occupancy, equipment and infrastructure costs(9,261)(135)(20)(9,416)(9,416)

Cover / Front Matter

FAQ

What is OFG Bancorp's treasury — financing receivable, credit loss, expense (reversal)?
OFG Bancorp (OFG) reported treasury — financing receivable, credit loss, expense (reversal) of -$4K in Q2 2026.
What is the long-term trend for OFG Bancorp's treasury — financing receivable, credit loss, expense (reversal)?
Over 4 years (2021 to 2025), OFG Bancorp's treasury — financing receivable, credit loss, expense (reversal) has grown at a -51.9% compound annual growth rate (CAGR), from -$1.12M to $60K.
What does treasury — financing receivable, credit loss, expense (reversal) mean?
The periodic charge or reversal recorded to adjust the allowance for credit losses based on the expected collectability of the Treasury segment's financial assets. A provision represents an anticipated loss, while a reversal indicates an improvement in credit quality or a reduction in risk exposure. This metric is critical for evaluating the segment's credit risk management and the quality of its asset portfolio.

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