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OFG Bancorp OFG Treasury — Non-interest income, net

Other segment segments

Banking
$23.02M+8.1%
Wealth Management
$9.95M+9.0%

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Other financials

Income statement

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Revenue$190.3M+4.4%
Net income$58.8M+13.5%
EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%
CapEx$8.1M+96.0%
Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.24B+18.5%
Enterprise value$1.51B+43.4%
P/E10.1×+0.5×
P/S+0.4×

Profitability

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Net margin29.5%+2.4pp
FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001030469-26-000038
Line itemBankingWealth ManagementTreasuryTotal Major SegmentsEliminationsConsolidated Total
Interest expense(31,815)(9,461)(41,276)1,425(39,851)
Net interest income131,926725,366157,299157,299
(Provision for) recapture of credit losses(13,010)4(13,006)(13,006)
Non-interest income, net23,0169,9545333,02333,023
Non-interest expenses [1]:
Compensation and employee benefits(38,318)(2,554)(304)(41,176)(41,176)
Occupancy, equipment and infrastructure costs(9,261)(135)(20)(9,416)(9,416)
Depreciation and amortization of premises and equipment(4,844)(9)(4)(4,857)(4,857)

Cover / Front Matter

FAQ

What is OFG Bancorp's treasury — non-interest income, net?
OFG Bancorp (OFG) reported treasury — non-interest income, net of $53K in Q2 2026.
How has OFG Bancorp's treasury — non-interest income, net changed year-over-year?
OFG Bancorp's treasury — non-interest income, net increased by 2550.0% year-over-year, from $2K to $53K.
What is the long-term trend for OFG Bancorp's treasury — non-interest income, net?
Over 3 years (2021 to 2025), OFG Bancorp's treasury — non-interest income, net has grown at a 12.6% compound annual growth rate (CAGR), from -$1.37M to $1.95M.
What does treasury — non-interest income, net mean?
Revenue generated by the Treasury segment from sources other than interest, such as trading gains, service fees, or other miscellaneous financial activities. This metric highlights the segment's ability to diversify its income streams beyond traditional interest rate spreads. It provides insight into the segment's operational versatility and market-driven revenue generation.

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