What is OFG Bancorp's US – federal — prior?

OFG Bancorp (OFG) reported US – federal — prior of $44.9M in Q2 2026.

How has OFG Bancorp's US – federal — prior changed year-over-year?

OFG Bancorp's US – federal — prior increased by 30.1% year-over-year, from $34.52M to $44.9M.

What does US – federal — prior mean?

Refers to the aggregate amortized cost basis of financial assets or loans within the US Federal segment that were classified under prior reporting periods or legacy categories. This metric captures historical exposure that does not fit into current fiscal year classifications. It is essential for reconciling total portfolio exposure and understanding legacy asset management.

OFG Bancorp (OFG) US – Federal — Prior

Screener

Other geography segments

Domestic - Puerto Rico

$275.94M+24.4%

Similar metrics at other companies

XRXCanada — Prior

$2M0.0%

XRXEMEA — Prior

$23M—

XRXOther — Prior

$0—

XRXUnited States (Direct) — Prior

$9M-30.8%

XRXUnited States (Indirect) — Prior

$5M+25.0%

CIn offices outside North America — Prior

$9.2B+7.3%

Other financials

Income statement

See full

Revenue$190.3M+4.4%

Net income$58.8M+13.5%

EPS (diluted)$1.39+20.9%

Balance sheet

See full

Cash & equivalents$745.7M-12.5%

Total debt$21.4M+10.4%

Total equity$1.4B+5.5%

Total assets$12.2B-0.6%

Cash flow

See full

Operating cash flow$53.2M+48.0%

CapEx$8.1M+96.0%

Free cash flow$45.1M+41.8%

Valuation

See full

Market cap$2.24B+18.5%

Enterprise value$1.51B+43.4%

P/E10.1×+0.5×

P/S3×+0.4×

Profitability

See full

Net margin29.5%+2.4pp

FCF margin27.1%-0.2pp

Returns & leverage

See full

Return on equity16.1%+0.9pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed: Aug 6, 2026, 12:28 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001030469-26-000038

Line item	Term Loans Amortized Cost Basis by Origination Year / 2026	Term Loans Amortized Cost Basis by Origination Year / 2025	Term Loans Amortized Cost Basis by Origination Year / 2024	Term Loans Amortized Cost Basis by Origination Year / 2023	Term Loans Amortized Cost Basis by Origination Year / 2022	Term Loans Amortized Cost Basis by Origination Year / Prior	Revolving Loans Amortized Cost Basis	Total
YTD gross charge-offs	84	142	578	—	135	14,358	—	15,297
Commercial US:
Loan grade:
Pass	124,471	187,246	39,421	78,721	12,205	44,898	322,033	808,995
Special Mention	—	—	6,881	—	—	—	9,754	16,635
Substandard	552	—	9,828	24,600	9,471	—	—	44,451
Doubtful	—	—	1,373	—	—	—	—	1,373
Loss	—	—	—	—	—	—	—	—

Cover / Front Matter

FAQ

What is OFG Bancorp's US – federal — prior?: OFG Bancorp (OFG) reported US – federal — prior of $44.9M in Q2 2026.
How has OFG Bancorp's US – federal — prior changed year-over-year?: OFG Bancorp's US – federal — prior increased by 30.1% year-over-year, from $34.52M to $44.9M.
What does US – federal — prior mean?: Refers to the aggregate amortized cost basis of financial assets or loans within the US Federal segment that were classified under prior reporting periods or legacy categories. This metric captures historical exposure that does not fit into current fiscal year classifications. It is essential for reconciling total portfolio exposure and understanding legacy asset management.