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Old Second Bancorp OSBC Q2 2026 earnings

Reported July 22, 2026 · After market close

Revenue$96.6MBeat by $1.7M
EPS$0.55Beat by $0.01
Revenue estimate$94.9M
EPS estimate$0.55
Old Second reported strong results in the second quarter of 2026 led by exceptional revenue and margin performance and disciplined operating efficiency. Tangible book value per share exhibited double-digit percentage growth on an annualized basis despite the repurchase of 732,000 shares during the quarter. Nonperforming, classified and criticized assets all decreased meaningfully during the second quarter, and we believe we are adequately reserved for any future losses with an Allowance for Credit Losses on loans (
Jim Eccher

Earnings data and commentary were extracted with AI from company filings and may contain errors. Verify important details in the company filing.

Next report

Oct 21, 2026 (in 2 months)
Revenue estimate$97.9M
EPS estimate$0.58

Financials

Q2 2026

Income statement

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Revenue$96.6M+28.6%
Net income$28.2M+29.1%
EPS (diluted)$0.54+12.5%

Balance sheet

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Cash & equivalents$143.3M+1.1%
Total debt$375.0M
Total equity$902.8M+25.6%
Total assets$6.9B+20.5%

Valuation & ratios

Valuation

as of 08/05/26
See full
Market cap$1.31B+71.3%
Enterprise value$1.55B
P/E14.2×+5.1×
P/S3.4×+0.8×

Profitability

See full
Net margin24.2%-4.4pp

Returns & leverage

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Return on equity11.4%-1.1pp
Debt / equity0.4×

FAQ

When did Old Second Bancorp report Q2 2026 earnings?
Old Second Bancorp (OSBC) reported Q2 2026 earnings on July 22, 2026 after market close.
What were Old Second Bancorp's Q2 2026 revenue and EPS?
Old Second Bancorp reported revenue of $96.6M and eps of $0.55 for Q2 2026.
Did Old Second Bancorp beat estimates in Q2 2026?
Revenue beat the consensus estimate of $94.9M by $1.7M. EPS beat the consensus estimate of $0.55 by $0.01.
How did Old Second Bancorp's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 31.2% from $73.6M a year earlier and eps grew 14.6% from $0.48.
Where can I find Old Second Bancorp's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000357173-26-000039) directly on SEC EDGAR. The filing index links above go to sec.gov.