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Old Second Bancorp OSBC Financing Receivable And Net Investment In Lease Excluding Accrued Interest Before Allowance For Credit Loss

Financing Receivable And Net Investment In Lease Excluding Accrued Interest Before Allowance For Credit Loss at other companies

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Other financials

Income statement

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Revenue$96.6M+28.6%
Net income$28.2M+29.1%
EPS (diluted)$0.54+12.5%

Balance sheet

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Cash & equivalents$143.3M+1.1%
Total debt$375.0M
Total equity$902.8M+25.6%
Total assets$6.9B+20.5%

Cash flow

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Operating cash flow$28.6M+17.9%
CapEx$667.0K-15.5%
Free cash flow$27.9M+19.0%

Valuation

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Market cap$1.31B+73.4%
Enterprise value$1.54B
P/E14.2×+5.2×
P/S3.4×+0.9×

Profitability

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Net margin24.2%-4.4pp
FCF margin37.3%+0.5pp

Returns & leverage

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Return on equity11.4%-1.1pp
Debt / equity0.4×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept osbc:FinancingReceivableAndNetInvestmentInLeaseExcludingAccruedInterestBeforeAllowanceForCreditLoss.

The source filing: Old Second Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000357173-26-000045
Line item(unaudited) / June 30, 2026December 31, 2025
Securities available-for-sale, at fair value1,040,7601,090,523
Federal Home Loan Bank of Chicago (“FHLBC”) and Federal Reserve Bank of Chicago (“FRBC”) stock40,12532,025
Loans held-for-sale2,3493,645
Loans5,245,8705,252,131
Less: allowance for credit losses on loans70,38072,301
Net loans5,175,4905,179,830
Premises and equipment, net84,50586,645
Other real estate owned, net6221,427

Item 1. Financial Statements

FAQ

What is Old Second Bancorp's financing receivable and net investment in lease excluding accrued interest before allowance for credit loss?
Old Second Bancorp (OSBC) reported financing receivable and net investment in lease excluding accrued interest before allowance for credit loss of $5.25B in Q2 2026.
How has Old Second Bancorp's financing receivable and net investment in lease excluding accrued interest before allowance for credit loss changed year-over-year?
Old Second Bancorp's financing receivable and net investment in lease excluding accrued interest before allowance for credit loss increased by 31.2% year-over-year, from $4B to $5.25B.
What is the long-term trend for Old Second Bancorp's financing receivable and net investment in lease excluding accrued interest before allowance for credit loss?
Over 3 years (2022 to 2025), Old Second Bancorp's financing receivable and net investment in lease excluding accrued interest before allowance for credit loss has grown at a 10.7% compound annual growth rate (CAGR), from $3.87B to $5.25B.
What does financing receivable and net investment in lease excluding accrued interest before allowance for credit loss mean?
Financing Receivable And Net Investment In Lease Excluding Accrued Interest Before Allowance For Credit Loss as reported by Old Second Bancorp Inc.

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