What is Old Second Bancorp's current debt?

Old Second Bancorp (OSBC) reported current debt of $200M in Q1 2026.

What is the long-term trend for Old Second Bancorp's current debt?

Over 3 years (2022 to 2025), Old Second Bancorp's current debt has grown at a 33.7% compound annual growth rate (CAGR), from $90M to $215M.

What does current debt mean?

The portion of long-term debt maturing within the next 12 months, requiring refinancing or repayment from operating cash flows.

Old Second Bancorp OSBC Current Debt

Current Debt at other companies

JPMorgan ChaseJPM

$68.05B+4.7%

Financial InstitutionsFISI

$114M+107%

CTB

Community Trust BancorpCTBI

$309.3M+28.5%

CNB FinancialCCNE

$164M—

UBS

United BanksharesUBSI

$166.18M-5.6%

Customers BancorpCUBI

$70M-30.0%

Other financials

Income statement

See full

Revenue$93.8M+28.3%

Net income$25.6M+29.0%

EPS (diluted)$0.48+11.6%

Balance sheet

See full

Cash & equivalents$115.7M-54.8%

Total debt$200.0M—

Total equity$893.3M+28.6%

Total assets$6.8B+19.6%

Cash flow

See full

Operating cash flow$36.9M+107%

CapEx$769.0K-52.2%

Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%

Enterprise value$1.26B—

P/E13.7×+4.7×

P/S3.3×+0.7×

Profitability

See full

Net margin23.9%-5.2pp

FCF margin38.3%+6.0pp

Returns & leverage

See full

Return on equity10.8%-2.1pp

Debt / equity0.2×—

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OtherShortTermBorrowings.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's current debt?: Old Second Bancorp (OSBC) reported current debt of $200M in Q1 2026.
What is the long-term trend for Old Second Bancorp's current debt?: Over 3 years (2022 to 2025), Old Second Bancorp's current debt has grown at a 33.7% compound annual growth rate (CAGR), from $90M to $215M.
What does current debt mean?: The portion of long-term debt maturing within the next 12 months, requiring refinancing or repayment from operating cash flows.