What is Old Second Bancorp's deposits?

Old Second Bancorp (OSBC) reported deposits of $5.56B in Q1 2026.

How has Old Second Bancorp's deposits changed year-over-year?

Old Second Bancorp's deposits increased by 14.7% year-over-year, from $4.85B to $5.56B.

What is the long-term trend for Old Second Bancorp's deposits?

Over 5 years (2020 to 2025), Old Second Bancorp's deposits has grown at a 17.1% compound annual growth rate (CAGR), from $2.54B to $5.6B.

What does deposits mean?

Total customer deposits held by a bank or financial institution — the primary funding source for lending operations.

Old Second Bancorp OSBC Deposits

Deposits at other companies

JPMorgan ChaseJPM

$2.68T+7.2%

Wintrust FinancialWTFC

$58.91B+10.0%

Northwest BancsharesNWBI

$14.21B+16.7%

Eastern Bankshares, Inc.EBC

$25.11B+20.7%

Old National BancorpONB

$55.67B+35.7%

Financial InstitutionsFISI

$5.34B-0.7%

Other financials

Income statement

See full

Revenue$93.8M+28.3%

Net income$25.6M+29.0%

EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%

Total debt$200.0M—

Total equity$893.3M+28.6%

Total assets$6.8B+19.6%

Cash flow

See full

Operating cash flow$36.9M+107%

CapEx$769.0K-52.2%

Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%

Enterprise value$1.26B—

P/E13.7×+4.7×

P/S3.3×+0.7×

Profitability

See full

Net margin23.9%-5.2pp

FCF margin38.3%+6.0pp

Returns & leverage

See full

Return on equity10.8%-2.1pp

Debt / equity0.2×—

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:Deposits.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's deposits?: Old Second Bancorp (OSBC) reported deposits of $5.56B in Q1 2026.
How has Old Second Bancorp's deposits changed year-over-year?: Old Second Bancorp's deposits increased by 14.7% year-over-year, from $4.85B to $5.56B.
What is the long-term trend for Old Second Bancorp's deposits?: Over 5 years (2020 to 2025), Old Second Bancorp's deposits has grown at a 17.1% compound annual growth rate (CAGR), from $2.54B to $5.6B.
What does deposits mean?: Total customer deposits held by a bank or financial institution — the primary funding source for lending operations.