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Old Second Bancorp OSBC Amortization of capitalized software and acquired intangible assets

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Other financials

Income statement

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Revenue$96.6M+28.6%
Net income$28.2M+29.1%
EPS (diluted)$0.54+12.5%

Balance sheet

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Cash & equivalents$143.3M+1.1%
Total debt$375.0M
Total equity$902.8M+25.6%
Total assets$6.9B+20.5%

Cash flow

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Operating cash flow$28.6M+17.9%
CapEx$667.0K-15.5%
Free cash flow$27.9M+19.0%

Valuation

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Market cap$1.29B+45.5%
Enterprise value$1.53B
P/E14×+3.4×
P/S3.4×+0.4×

Profitability

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Net margin24.2%-4.4pp
FCF margin37.3%+0.5pp

Returns & leverage

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Return on equity11.4%-1.1pp
Debt / equity0.4×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfIntangibleAssets.

The source filing: Old Second Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000357173-26-000045
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
FDIC insurance7596421,5181,270
Net teller & bill paying7246701,4401,328
General bank insurance351328704658
Amortization of core deposit intangible1,1671,0222,3432,059
Advertising and marketing expense4834541,034683
Card related expense1,6041,4893,1232,869
Professional fees1,1601,1582,4592,253
Consumer credit expense1,720153,24240

Item 1. Financial Statements

FAQ

What is Old Second Bancorp's amortization of capitalized software and acquired intangible assets?
Old Second Bancorp (OSBC) reported amortization of capitalized software and acquired intangible assets of $1.17M in Q2 2026.
How has Old Second Bancorp's amortization of capitalized software and acquired intangible assets changed year-over-year?
Old Second Bancorp's amortization of capitalized software and acquired intangible assets increased by 14.2% year-over-year, from $1.02M to $1.17M.
What is the long-term trend for Old Second Bancorp's amortization of capitalized software and acquired intangible assets?
Over 4 years (2021 to 2025), Old Second Bancorp's amortization of capitalized software and acquired intangible assets has grown at a 63.0% compound annual growth rate (CAGR), from $644K to $4.55M.
What does amortization of capitalized software and acquired intangible assets mean?
Amortization of capitalized software and acquired intangible assets

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