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Oscar Health OSCR Change in loss reserves

Change in loss reserves at other companies

Axis Capital Holders logo
Axis Capital HoldersAXS
$187.86M-32.6%
Everest Group logo
Everest GroupEG
$553M-58.8%
W.R. Berkley logo
W.R. BerkleyWRB
$390.62M-28.2%
Fidelity National Financial logo
Fidelity National FinancialFNF
$4M+122%
American Financial Group logo
American Financial GroupAFG
-$5M+94.0%
RenaissanceRe Holdings logo
RenaissanceRe HoldingsRNR
-$11.29M-101%

Other financials

Income statement

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Revenue$4.6B+52.6%
Operating income$704.1M+137%
Net income$679.0M+147%
EPS (diluted)$2.07+125%

Balance sheet

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Cash & equivalents$4.8B+114%
Total debt$430.9M+43.7%
Total equity$1.7B+24.8%
Total assets$9.3B+59.0%

Cash flow

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Operating cash flow$2.6B+198%
CapEx$8.8M-2.6%
Free cash flow$2.6B+200%

Valuation

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Market cap$8.56B+4.0%
Enterprise value$4.16B-174%
P/S0.6×-0.2×

Profitability

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Operating margin0.1%
Net margin-0.3%
FCF margin-8.2%

Returns & leverage

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Return on equity-2.6%
Debt / equity0.3×0.0×
Current ratio1.1×+0.2×

Where this comes from

Reported directly by Oscar Health in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve.

The official record: Oscar Health’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oscar Health's change in loss reserves?
Oscar Health (OSCR) reported change in loss reserves of $278.67M in Q1 2026.
How has Oscar Health's change in loss reserves changed year-over-year?
Oscar Health's change in loss reserves increased by 156.0% year-over-year, from $108.85M to $278.67M.
What is the long-term trend for Oscar Health's change in loss reserves?
Over 2 years (2021 to 2024), Oscar Health's change in loss reserves has grown at a 39.2% compound annual growth rate (CAGR), from $201.67M to $390.74M.
What does change in loss reserves mean?
Reflects the change in the liability established for unpaid insurance claims and associated loss adjustment expenses. This is a primary indicator of the company's actuarial estimates regarding future claim obligations. It directly impacts the company's cash flow from operations as reserves are adjusted over time.