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Oscar Health OSCR Unearned premiums

Unearned premiums at other companies

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Elevance HealthELV
$1.76B+7.3%

Other financials

Income statement

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Revenue$4.6B+52.6%
Operating income$704.1M+137%
Net income$679.0M+147%
EPS (diluted)$2.07+125%

Balance sheet

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Cash & equivalents$4.8B+114%
Total debt$430.9M+43.7%
Total equity$1.7B+24.8%
Total assets$9.3B+59.0%

Cash flow

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Operating cash flow$2.6B+198%
CapEx$8.8M-2.6%
Free cash flow$2.6B+200%

Valuation

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Market cap$8.56B+4.0%
Enterprise value$4.16B-174%
P/S0.6×-0.2×

Profitability

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Operating margin0.1%
Net margin-0.3%
FCF margin-8.2%

Returns & leverage

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Return on equity-2.6%
Debt / equity0.3×0.0×
Current ratio1.1×+0.2×

Where this comes from

Reported directly by Oscar Health in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: Oscar Health’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oscar Health's unearned premiums?
Oscar Health (OSCR) reported unearned premiums of $172M in Q1 2026.
How has Oscar Health's unearned premiums changed year-over-year?
Oscar Health's unearned premiums increased by 142.6% year-over-year, from $70.9M to $172M.
What is the long-term trend for Oscar Health's unearned premiums?
Over 5 years (2020 to 2025), Oscar Health's unearned premiums has grown at a 18.2% compound annual growth rate (CAGR), from $71.9M to $166.2M.
What does unearned premiums mean?
Premiums received for insurance coverage that has not yet been provided.
How do you interpret unearned premiums?
Growth in unearned premiums typically signals an expanding customer base and future revenue growth.
How does unearned premiums compare across companies?
Standard across all insurance sectors; reflects the volume of active policies and billing cycles.