What is Oscar Health's unpaid losses and loss expenses?

Oscar Health (OSCR) reported unpaid losses and loss expenses of $278.67M in Q1 2026.

How has Oscar Health's unpaid losses and loss expenses changed year-over-year?

Oscar Health's unpaid losses and loss expenses increased by 156.0% year-over-year, from $108.85M to $278.67M.

What is the long-term trend for Oscar Health's unpaid losses and loss expenses?

Over 2 years (2021 to 2024), Oscar Health's unpaid losses and loss expenses has grown at a 39.2% compound annual growth rate (CAGR), from $201.67M to $390.74M.

Oscar Health OSCR Unpaid losses and loss expenses

Unpaid losses and loss expenses at other companies

Freedom HoldingFRHC

$11.78M+13.4%

Brown & BrownBRO

-$60M+94.4%

Cincinnati FinancialCINF

$11.51B+15.0%

Kinsale Capital GroupKNSL

$151.3M+2.1%

Arch Capital GroupACGL

$540M-34.6%

ProgressivePGR

$1.07B+39.5%

Other financials

Income statement

See full

Revenue$4.6B+52.6%

Operating income$704.1M+137%

Net income$679.0M+147%

EPS (diluted)$2.07+125%

Balance sheet

See full

Cash & equivalents$4.8B+114%

Total debt$430.9M+43.7%

Total equity$1.7B+24.8%

Total assets$9.3B+59.0%

Cash flow

See full

Operating cash flow$2.6B+198%

CapEx$8.8M-2.6%

Free cash flow$2.6B+200%

Valuation

See full

Market cap$8.56B+4.0%

Enterprise value$4.16B-174%

P/S0.6×-0.2×

Profitability

See full

Operating margin0.1%—

Net margin-0.3%—

FCF margin-8.2%—

Returns & leverage

See full

Return on equity-2.6%—

Debt / equity0.3×0.0×

Current ratio1.1×+0.2×

Where this comes from

Reported directly by Oscar Health in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve.

The official record: Oscar Health’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Oscar Health's unpaid losses and loss expenses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Oscar Health's unpaid losses and loss expenses?: Oscar Health (OSCR) reported unpaid losses and loss expenses of $278.67M in Q1 2026.
How has Oscar Health's unpaid losses and loss expenses changed year-over-year?: Oscar Health's unpaid losses and loss expenses increased by 156.0% year-over-year, from $108.85M to $278.67M.
What is the long-term trend for Oscar Health's unpaid losses and loss expenses?: Over 2 years (2021 to 2024), Oscar Health's unpaid losses and loss expenses has grown at a 39.2% compound annual growth rate (CAGR), from $201.67M to $390.74M.