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Ohio Valley Banc Corp OVBC Allowance for Credit Losses on Held-to-Maturity Securities

Allowance for Credit Losses on Held-to-Maturity Securities at other companies

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Greene County BancorpGCBC
$550K+30.3%
Financial Institutions logo
Financial InstitutionsFISI
$2K0.0%

Other financials

Income statement

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Revenue$18.2M+8.3%
Net income$4.3M-2.5%

Balance sheet

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Cash & equivalents$125.3M+3.9%
Total debt$24.6M+67.2%
Total equity$171.3M+10.0%
Total assets$1.7B+10.9%

Cash flow

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Operating cash flow$7.2M+1,350%
CapEx$387.0K+8.1%
Free cash flow$6.8M+4,830%

Valuation

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Market cap$200.71M+43.0%
Enterprise value$99.99M-0.9%
P/E13×+2.8×
P/S+0.8×

Profitability

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Net margin22.7%+3.0pp
FCF margin34.8%+16.7pp

Returns & leverage

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Return on equity9.5%+1.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Ohio Valley Banc Corp in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLoss.

The official record: Ohio Valley Banc Corp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ohio Valley Banc Corp's allowance for credit losses on held-to-maturity securities?
Ohio Valley Banc Corp (OVBC) reported allowance for credit losses on held-to-maturity securities of $1K in Q1 2026.
How has Ohio Valley Banc Corp's allowance for credit losses on held-to-maturity securities changed year-over-year?
Ohio Valley Banc Corp's allowance for credit losses on held-to-maturity securities decreased by 0.0% year-over-year, from $1K to $1K.
What is the long-term trend for Ohio Valley Banc Corp's allowance for credit losses on held-to-maturity securities?
Over 3 years (2022 to 2025), Ohio Valley Banc Corp's allowance for credit losses on held-to-maturity securities has grown at a -30.7% compound annual growth rate (CAGR), from $3K to $1K.
What does allowance for credit losses on held-to-maturity securities mean?
This represents the valuation reserve established to account for expected credit losses on debt securities classified as held-to-maturity. It reflects management's assessment of potential credit deterioration within the investment portfolio that is intended to be held until maturity. This metric is critical for assessing the credit quality and risk profile of the bank's long-term investment assets.