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Ohio Valley Banc Corp OVBC Financing Receivable Nonaccrual With Allowance For Credit Loss

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Other financials

Income statement

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Revenue$18.2M+8.3%
Net income$4.3M-2.5%

Balance sheet

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Cash & equivalents$125.3M+3.9%
Total debt$24.6M+67.2%
Total equity$171.3M+10.0%
Total assets$1.7B+10.9%

Cash flow

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Operating cash flow$7.2M+1,350%
CapEx$387.0K+8.1%
Free cash flow$6.8M+4,830%

Valuation

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Market cap$200.71M+43.0%
Enterprise value$99.99M-0.9%
P/E13×+2.8×
P/S+0.8×

Profitability

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Net margin22.7%+3.0pp
FCF margin34.8%+16.7pp

Returns & leverage

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Return on equity9.5%+1.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Ohio Valley Banc Corp in its filing.

Tagged under the XBRL concept ovbc:FinancingReceivableNonaccrualWithAllowanceForCreditLoss.

The official record: Ohio Valley Banc Corp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ohio Valley Banc Corp's financing receivable nonaccrual with allowance for credit loss?
Ohio Valley Banc Corp (OVBC) reported financing receivable nonaccrual with allowance for credit loss of $12.96M in Q1 2026.
How has Ohio Valley Banc Corp's financing receivable nonaccrual with allowance for credit loss changed year-over-year?
Ohio Valley Banc Corp's financing receivable nonaccrual with allowance for credit loss increased by 294.6% year-over-year, from $3.28M to $12.96M.
What is the long-term trend for Ohio Valley Banc Corp's financing receivable nonaccrual with allowance for credit loss?
Over 2 years (2023 to 2025), Ohio Valley Banc Corp's financing receivable nonaccrual with allowance for credit loss has grown at a 25.6% compound annual growth rate (CAGR), from $1.62M to $2.55M.
What does financing receivable nonaccrual with allowance for credit loss mean?
This tracks the balance of loans placed on nonaccrual status that have a specific allowance for credit losses allocated against them. It provides transparency into the bank's assessment of credit risk for loans where full collection of principal and interest is no longer expected.