Skip to content

PAR Technology PAR Provision for Credit Losses

Provision for Credit Losses at other companies

Toast logo
ToastTOST
$27M+22.7%
Scansource logo
ScansourceSCSC
$3.65M-14.0%
Shift4 Payments logo
Shift4 PaymentsFOUR
$8M+100%
Verra Mobility logo
Verra MobilityVRRM
$2.64M-67.5%
Sezzle logo
SezzleSEZL
$13.68M+6.8%
SPS Commerce logo
SPS CommerceSPSC
$1.97M+8.3%

Other financials

Income statement

See full
Revenue$124.0M+19.4%
Gross profit$54.5M+12.7%
Operating income-$13.9M+11.8%
Net income-$16.2M+33.6%
EPS (diluted)-$0.39+35.0%

Balance sheet

See full
Cash & equivalents$90.8M-17.3%
Total debt$433.8M+3.3%
Total equity$826.4M-3.0%
Total assets$1.4B+0.7%

Cash flow

See full
Operating cash flow-$16.6M+3.1%
CapEx$321.0K-22.3%
Free cash flow-$17.0M+3.5%

Valuation

See full
Market cap$656.64M-74.4%
Enterprise value$999.68M-65.3%
P/S1.4×-5.3×

Profitability

See full
Gross margin42.9%-1.0pp
Operating margin-14.1%-2.4pp
Net margin-16%-20.5pp
FCF margin-14.3%-4.0pp

Returns & leverage

See full
Return on equity-9.1%-11.6pp
Debt / equity0.5×0.0×
Current ratio2.1×+0.1×

Where this comes from

Reported directly by PAR Technology in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The official record: PAR Technology’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about PAR Technology's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is PAR Technology's provision for credit losses?
PAR Technology (PAR) reported provision for credit losses of $1.48M in Q1 2026.
How has PAR Technology's provision for credit losses changed year-over-year?
PAR Technology's provision for credit losses increased by 33.4% year-over-year, from $1.11M to $1.48M.
What is the long-term trend for PAR Technology's provision for credit losses?
Over 3 years (2021 to 2025), PAR Technology's provision for credit losses has grown at a 49.8% compound annual growth rate (CAGR), from $1.29M to $4.33M.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.