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Paycom Software PAYC Interest coverage

Interest coverage at other companies

Automatic Data Processing, Inc. logo
Automatic Data Processing, Inc.ADP
13.5×+0.8×
Paychex logo
PaychexPAYX
8.7×-41.4×
Intuit logo
IntuitINTU
23.5×+5.0×
Oracle logo
OracleORCL
4.7×-0.2×
ServiceNow logo
ServiceNowNOW
82.2×+27.1×
Corpay logo
CorpayCPAY
5.2×+0.6×

Other financials

Income statement

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Revenue$571.9M+7.8%
Gross profit$484.6M+8.7%
Operating income$210.2M+13.6%
Net income$155.7M+11.7%
EPS (diluted)$3.04+22.6%

Balance sheet

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Cash & equivalents$153.9M-70.4%
Total debt$763.6M+837%
Total equity$811.7M-52.7%
Total assets$4.8B+5.4%

Cash flow

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Operating cash flow$213.8M+17.2%
CapEx$31.2M-17.2%
Free cash flow$182.6M+26.1%

Valuation

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Market cap$5.79B-47.2%

Profitability

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Gross margin83.4%+1.2pp
Operating margin28.3%+0.4pp
Net margin22.4%+1.8pp
FCF margin21.3%+1.2pp

Returns & leverage

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Return on equity37.1%+12.2pp
Debt / equity0.9×+0.9×
Current ratio1.1×-0.1×

Where this comes from

Calculated from Paycom Software’s reported figures.

Based on trailing twelve months.

The official record: Paycom Software’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Paycom Software's interest coverage?
Paycom Software (PAYC) reported interest coverage of 89.7× in Q1 2026.
How has Paycom Software's interest coverage changed year-over-year?
Paycom Software's interest coverage decreased by 42.8% year-over-year, from 156.9× to 89.7×.
What is the long-term trend for Paycom Software's interest coverage?
Over 3 years (2022 to 2025), Paycom Software's interest coverage has grown at a 3.3% compound annual growth rate (CAGR), from 151.5× to 166.8×.
What does interest coverage mean?
Trailing-twelve-month operating income (EBIT) divided by interest expense. Measures how many times over the company can cover its interest payments from operating profit.