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Paysign PAYS Ratios & Valuation

TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
Profitability
Gross margin60.4%+1.0pp59.4%-0.4pp59.8%-0.2pp60%+2.1pp57.9%+2.8pp
Operating margin12.6%+3.6pp9%+1.0pp8%
Net margin11.4%+2.2pp9.2%-0.9pp10.1%+0.2pp9.9%+0.3pp9.6%+3.0pp
EBITDA margin22.6%+3.5pp19.1%+0.7pp18.4%+0.5pp17.9%+1.8pp16.1%+4.1pp
Returns
Return on equity22.1%+2.9pp19.1%-1.2pp20.4%+0.7pp19.6%+0.8pp18.8%+4.9pp
Return on assets4%+0.7pp3.3%-0.7pp4%+0.4pp3.6%+0.4pp3.2%+0.9pp
Efficiency
Asset turnover0.4×0.0×0.4×0.0×0.4×0.0×0.4×0.0×0.3×0.0×
Liquidity
Current ratio1.1×0.0×1.1×0.0×1.1×0.0×1.1×0.0×1.1×0.0×
Quick ratio1.1×0.0×1.1×0.0×1.1×0.0×1.1×0.0×1.1×0.0×
Cash ratio0.1×0.0×0.1×0.0×0.0×0.1×0.0×0.0×
Leverage
Debt-to-equity0.2×-0.1×0.3×0.0×0.3×+0.1×0.2×-0.1×0.3×+0.2×
Debt-to-assets0.0×0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×
Net debt / EBITDA-0.4×0.0×-0.4×-0.9×0.5×+0.6×-0.1×-0.7×0.6×+1.7×
Per Share
Book value per share$0.90+10.9%$0.81+9.7%$0.74+1.6%$0.73+2.4%$0.71+30.1%
Valuation
Market capitalization$431.59M+46.1%$283.47M-17.2%$342.5M-1.4%$347.54M+205%$113.95M-29.5%
Enterprise value$423.11M+40.4%$276.43M-20.8%$348.92M+0.8%$346.24M+189%$119.74M-22.2%
Price / earnings41.5×-7.0×37.5×-7.8×45.3×-5.9×51.2×+32.5×18.7×-23.7×
Price / sales4.7×+0.1×3.5×-1.1×4.6×-0.5×5.1×+3.3×1.8×-1.0×
Price / book7.8×+0.3×5.8×-1.6×7.5×-0.7×8.2×+5.3×2.9×-2.4×
EV / EBITDA20.4×-8.9×17.6×-7.7×25.3×-2.9×28.2×+16.6×11.6×-10.3×
EV / sales4.6×-0.1×3.4×-1.3×4.7×-0.4×5.1×+3.2×1.9×-0.8×
Earnings yield2.4%+0.3pp2.7%+0.5pp2.2%+0.3pp2%-3.4pp5.3%+3.0pp

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Questions, answered.

What are Paysign's profit margins?
Paysign (PAYS) runs a 60.4% gross margin and a 12.6% operating margin, with a 11.4% net margin.
Where do Paysign's ratios come from?
Every ratio is computed from Paysign's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.