Paychex Net Investment in Lease decreased by 12.9% to $69.80M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 44.8%, from $48.20M to $69.80M. Over 4 years (FY 2021 to FY 2025), Net Investment in Lease shows a downward trend with a -11.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
An increase indicates growth in the leasing portfolio, while a decrease suggests a contraction in lease originations.
This is the aggregate of lease payments receivable and the unguaranteed residual value, discounted to present value. It...
Standard metric for financial institutions with significant leasing operations; comparable across the banking sector.
net_investment_in_lease| Q1 '21 | Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $103.00M | $104.20M | $97.30M | $84.00M | $78.70M | $74.70M | $70.70M | $67.60M | $61.50M | $61.60M | $59.40M | $58.90M | $46.90M | $49.50M | $46.30M | $48.20M | $63.80M | $64.20M | $80.10M | $69.80M |
| QoQ Change | — | +1.2% | -6.6% | -13.7% | -6.3% | -5.1% | -5.4% | -4.4% | -9.0% | +0.2% | -3.6% | -0.8% | -20.4% | +5.5% | -6.5% | +4.1% | +32.4% | +0.6% | +24.8% | -12.9% |
| YoY Change | — | — | — | — | -23.6% | -28.3% | -27.3% | -19.5% | -21.9% | -17.5% | -16.0% | -12.9% | -23.7% | -19.6% | -22.1% | -18.2% | +36.0% | +29.7% | +73.0% | +44.8% |