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Pioneer Bancorp, Inc. PBFS Q4 2025 Annual earnings

Reported August 10, 2026 · After market close

Revenue$29.2M
EPS$0.14

Next report

Oct 29, 2026 (In 3 weeks)

Financials

Q4 2025

Income statement

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Revenue$25.0M+36.3%
Net income$3.7M+1,135%
EPS (diluted)$0.16+1,500%

Balance sheet

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Cash & equivalents$133.7M+38.5%
Total debt$54.4M+20.3%
Total equity$323.9M+6.3%
Total assets$2.2B+8.6%

Cash flow

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Operating cash flow$5.7M+119%

Valuation & ratios

Valuation

as of 12/31/25
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Market cap$338.09M+13.0%
Enterprise value$258.83M+4.4%
P/E16.7×-2.9×
P/S3.5×-0.1×

Profitability

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Net margin21.1%+2.6pp

Returns & leverage

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Return on equity6.5%+1.3pp
Debt / equity0.2×0.0×

Segments

By product

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Wealth Management Services$1.9M+49.3%
Insurance Revenues Fee$1.1M-13.5%
Credit And Debit Card$707.0K-5.5%
Deposit Account$618.0K+2.5%
Service Other$194.0K-31.9%

FAQ

When did Pioneer Bancorp, Inc. report Q4 2025 earnings?
Pioneer Bancorp, Inc. (PBFS) reported Q4 2025 earnings on August 10, 2026 after market close.
What were Pioneer Bancorp, Inc.'s Q4 2025 revenue and EPS?
Pioneer Bancorp, Inc. reported revenue of $29.2M and eps of $0.14 for Q4 2025.
How did Pioneer Bancorp, Inc.'s Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 0.0% from $29.1M a year earlier and eps grew 7.7% from $0.13.
Where can I find Pioneer Bancorp, Inc.'s Q4 2025 SEC filings?
You can read the 8-K/A earnings release (0001104659-26-093399) and the 10-K periodic report (0001104659-26-027092) directly on SEC EDGAR. The filing index links above go to sec.gov.