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Other financials

Income statement

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Revenue$28.3M+16.0%
Net income$3.5M-46.0%
EPS (diluted)$0.14-46.2%

Balance sheet

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Cash & equivalents$94.6M-22.5%
Total debt$54.4M+20.3%
Total equity$328.3M+4.5%
Total assets$2.4B+12.7%

Cash flow

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Operating cash flow$14.7M+189%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$434.33M+38.3%
P/E25.8×+9.1×
P/S4.3×+0.7×

Profitability

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Net margin16.5%-5.0pp
FCF margin32.4%

Returns & leverage

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Return on equity5.2%-0.9pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CommonStockSharesAuthorized.

The source filing: Pioneer Bancorp, Inc.’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:46 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093436
Line itemJune 30, 2026December 31, 2025
Commitments and contingent liabilities – See Note 9
Shareholders’ Equity
Preferred stock ($0.01 par value, 5,000,000 shares authorized, no shares issued or outstanding as of June 30, 2026 and December 31, 2025)
Common stock ($0.01 par value, 75,000,000 shares authorized 24,841,663 and 25,072,214 shares issued and outstanding as of June 30, 2026 and December 31, 2025, respectively)248251
Additional paid in capital116,284115,400
Retained earnings208,196203,045
Unallocated common stock of Employee Stock Ownership Plan (“ESOP”)(8,528)(8,868)
Accumulated other comprehensive income12,13814,033

Item 1. – Consolidated Financial Statements-unaudited

FAQ

What is Pioneer Bancorp, Inc.'s common stock?
Pioneer Bancorp, Inc. (PBFS) reported common stock of 75M in Q2 2026.
How has Pioneer Bancorp, Inc.'s common stock changed year-over-year?
Pioneer Bancorp, Inc.'s common stock decreased by 0.0% year-over-year, from 75M to 75M.
What is the long-term trend for Pioneer Bancorp, Inc.'s common stock?
Over 5 years (2020 to 2025), Pioneer Bancorp, Inc.'s common stock has grown at a 0.0% compound annual growth rate (CAGR), from 75M to 75M.
What does common stock mean?
The par value of all common shares issued and outstanding, typically a nominal amount ($0.01 or $0.001 per share).

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