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Pioneer Bancorp, Inc. PBFS Goodwill impairment

Goodwill impairment at other companies

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Capital City Bank GroupCCBG
$0
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Northwest BancsharesNWBI
$0
Riverview Bancorp logo
Riverview BancorpRVSB
$0

Other financials

Income statement

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Revenue$28.3M+16.0%
Net income$3.5M-46.0%
EPS (diluted)$0.14-46.2%

Balance sheet

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Cash & equivalents$94.6M-22.5%
Total debt$54.4M+20.3%
Total equity$328.3M+4.5%
Total assets$2.4B+12.7%

Cash flow

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Operating cash flow$14.7M+189%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$429.31M+36.7%
P/E25.5×+8.8×
P/S4.2×+0.6×

Profitability

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Net margin16.5%-5.0pp
FCF margin32.4%

Returns & leverage

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Return on equity5.2%-0.9pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:GoodwillImpairmentLoss.

The source filing: Pioneer Bancorp, Inc.’s 10-K, filed March 12, 2026.

Filed
Mar 12, 2026, 4:31 PM EDT
Fiscal year
FY2025
Accession
0001104659-26-027092
Line itemFor the / Year Ended / December 31, 2025For the / Six Months Ended / December 31, 2024For the / Six Months Ended / December 31, 2023For the / Fiscal Year Ended / June 30, 2024
Insurance premiums993498465913
Federal Deposit Insurance Corporation insurance premiums9144765321,090
Professional fees8,7653,8915,43011,070
Goodwill impairment loss2,000
Other7,1303,5422,8035,692
Total noninterest expense66,10431,64830,19960,734
Income before income taxes26,48912,4118,32319,409
Income tax expense6,2022,8111,7124,149

ITEM 8.Financial Statements and Supplementary Data

FAQ

What is Pioneer Bancorp, Inc.'s goodwill impairment?
Pioneer Bancorp, Inc. (PBFS) reported goodwill impairment of $500K in Q4 2025.
What does goodwill impairment mean?
Write-down of goodwill carrying value when a reporting unit's fair value falls below its book value, indicating that past acquisitions have lost value.

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