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Pioneer Bancorp, Inc. PBFS Financing Cash Flow

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Other financials

Income statement

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Revenue$28.3M+16.0%
Net income$3.5M-46.0%
EPS (diluted)$0.14-46.2%

Balance sheet

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Cash & equivalents$94.6M-22.5%
Total debt$54.4M+20.3%
Total equity$328.3M+4.5%
Total assets$2.4B+12.7%

Cash flow

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Operating cash flow$14.7M+189%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$434.33M+38.3%
P/E25.8×+9.1×
P/S4.3×+0.7×

Profitability

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Net margin16.5%-5.0pp
FCF margin32.4%

Returns & leverage

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Return on equity5.2%-0.9pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NetCashProvidedByUsedInFinancingActivities.

The source filing: Pioneer Bancorp, Inc.’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:46 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093436
Line itemFor the Six Months Ended / June 30, 2026For the Six Months Ended / June 30, 2025
Repurchase of common stock(3,470)(4,881)
Purchase of employee restricted shares to fund statutory tax withholding(156)(145)
Repayment of finance lease liability(3)(52)
Net cash provided by financing activities179,196113,271
Net (decrease) increase in cash and cash equivalents(39,109)25,547
Cash and cash equivalents at beginning of period133,67596,521
Cash and cash equivalents at end of period$94,566$122,068
Supplemental disclosure of cash flow information:

Item 1. – Consolidated Financial Statements-unaudited

FAQ

What is Pioneer Bancorp, Inc.'s financing cash flow?
Pioneer Bancorp, Inc. (PBFS) reported financing cash flow of $117.85M in Q2 2026.
How has Pioneer Bancorp, Inc.'s financing cash flow changed year-over-year?
Pioneer Bancorp, Inc.'s financing cash flow increased by 461.5% year-over-year, from $20.99M to $117.85M.
What does financing cash flow mean?
Total net cash provided by or used in financing activities — debt issuance/repayment, equity transactions, and dividend payments.

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