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Pioneer Bancorp, Inc. PBFS Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

KeyCorp logo
KeyCorpKEY
$36M+20.0%
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Colony BankcorpCBAN
$506K-67.4%
Citizens & Northern logo
Citizens & NorthernCZNC
$608K+94.9%
First Bancorp logo
First BancorpFNLC
$12K-78.6%
Home Bancorp logo
Home BancorpHBCP
$229K+101%
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
$398K+21.0%

Other financials

Income statement

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Revenue$28.3M+16.0%
Net income$3.5M-46.0%
EPS (diluted)$0.14-46.2%

Balance sheet

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Cash & equivalents$94.6M-22.5%
Total debt$54.4M+20.3%
Total equity$328.3M+4.5%
Total assets$2.4B+12.7%

Cash flow

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Operating cash flow$14.7M+189%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$434.33M+38.3%
P/E25.8×+9.1×
P/S4.3×+0.7×

Profitability

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Net margin16.5%-5.0pp
FCF margin32.4%

Returns & leverage

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Return on equity5.2%-0.9pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The source filing: Pioneer Bancorp, Inc.’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:46 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093436
Line itemFor the Three Months Ended / June 30, 2026For the Three Months Ended / June 30, 2025For the Six Months Ended / June 30, 2026For the Six Months Ended / June 30, 2025
Noninterest income:
Bank fees and service charges1,8411,6093,3062,973
Insurance and wealth management services2,8032,5135,2744,839
Net gain on sale of loans187187
Other633684557719
Total noninterest income5,4644,8069,3248,531
Noninterest expense:
Salaries and employee benefits9,9578,50618,70116,800

Item 1. – Consolidated Financial Statements-unaudited

FAQ

What is Pioneer Bancorp, Inc.'s gain (loss) on sales of loans, net?
Pioneer Bancorp, Inc. (PBFS) reported gain (loss) on sales of loans, net of $187K in Q2 2026.
How has Pioneer Bancorp, Inc.'s gain (loss) on sales of loans, net changed year-over-year?
Pioneer Bancorp, Inc.'s gain (loss) on sales of loans, net increased by 1458.3% year-over-year, from $12K to $187K.
What is the long-term trend for Pioneer Bancorp, Inc.'s gain (loss) on sales of loans, net?
Over 2 years (2023 to 2025), Pioneer Bancorp, Inc.'s gain (loss) on sales of loans, net has grown at a 389.9% compound annual growth rate (CAGR), from $2K to $48K.
What does gain (loss) on sales of loans, net mean?
This measures the net profit or loss realized from the sale of loans compared to their carrying value on the balance sheet. It serves as a performance indicator for the bank's mortgage banking or loan origination business units.

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