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Pioneer Bancorp, Inc. PBFS With an allowance

With an allowance at other companies

Mid Penn Bancorp logo
Mid Penn BancorpMPB
$213K
Home Bancorp logo
Home BancorpHBCP

Other financials

Income statement

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Revenue$28.3M+16.0%
Net income$3.5M-46.0%
EPS (diluted)$0.14-46.2%

Balance sheet

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Cash & equivalents$94.6M-22.5%
Total debt$54.4M+20.3%
Total equity$328.3M+4.5%
Total assets$2.4B+12.7%

Cash flow

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Operating cash flow$14.7M+189%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$429.31M+36.7%
P/E25.5×+8.8×
P/S4.2×+0.6×

Profitability

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Net margin16.5%-5.0pp
FCF margin32.4%

Returns & leverage

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Return on equity5.2%-0.9pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing.

The source filing: Pioneer Bancorp, Inc.’s 10-Q, filed May 11, 2026.

Filed
May 11, 2026, 4:16 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001104659-26-058663
Line itemNonaccrualPast Due
NonaccrualAllowanceAccrual
$3,433$$2,592$$1
1
4,3111,101
1,162
$8,907$$3,693$$1

Item 1. – Consolidated Financial Statements-unaudited

FAQ

What is Pioneer Bancorp, Inc.'s with an allowance?
Pioneer Bancorp, Inc. (PBFS) reported with an allowance of $1K in Q1 2026.
How has Pioneer Bancorp, Inc.'s with an allowance changed year-over-year?
Pioneer Bancorp, Inc.'s with an allowance decreased by 0.0% year-over-year, from $1K to $1K.
What is the long-term trend for Pioneer Bancorp, Inc.'s with an allowance?
Over 2 years (2023 to 2025), Pioneer Bancorp, Inc.'s with an allowance has grown at a 22.5% compound annual growth rate (CAGR), from $4K to $6K.
What does with an allowance mean?
With an allowance

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