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Other financials

Income statement

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Revenue$28.3M+16.0%
Net income$3.5M-46.0%
EPS (diluted)$0.14-46.2%

Balance sheet

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Cash & equivalents$94.6M-22.5%
Total debt$54.4M+20.3%
Total equity$328.3M+4.5%
Total assets$2.4B+12.7%

Cash flow

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Operating cash flow$14.7M+189%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$434.33M+38.3%
P/E25.8×+9.1×
P/S4.3×+0.7×

Profitability

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Net margin16.5%-5.0pp
FCF margin32.4%

Returns & leverage

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Return on equity5.2%-0.9pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ShareBasedCompensation.

The source filing: Pioneer Bancorp, Inc.’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:46 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093436
Line itemFor the Six Months Ended / June 30, 2026For the Six Months Ended / June 30, 2025
Net (gain) loss on sale of loans(187)
Loss on sale or disposal of premises and equipment, net7
Gain on termination of finance lease, net(2)(10)
Stock-based compensation expense806705
Deferred tax expense (benefit)1,566(1,042)
Increase in trading securities(22,036)
Increase in accrued interest receivable(170)(767)
Decrease in other assets3,155317

Item 1. – Consolidated Financial Statements-unaudited

FAQ

What is Pioneer Bancorp, Inc.'s stock-based comp?
Pioneer Bancorp, Inc. (PBFS) reported stock-based comp of $446K in Q2 2026.
How has Pioneer Bancorp, Inc.'s stock-based comp changed year-over-year?
Pioneer Bancorp, Inc.'s stock-based comp increased by 26.0% year-over-year, from $354K to $446K.
What does stock-based comp mean?
Total non-cash stock-based compensation expense for equity awards (RSUs, options, ESPP), added back to net income in cash flow reconciliation.

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