Provision for Loan, Lease, and Other Losses
Paccar Provision for Loan, Lease, and Other Losses increased by 8.9% to $44.10M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 141.0%, from $18.30M to $44.10M. Over 2 years (FY 2023 to FY 2025), Provision for Loan, Lease, and Other Losses shows an upward trend with a 99.4% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase suggests management anticipates higher credit risk or economic deterioration, while a decrease indicates improved credit quality or a more optimistic outlook.
Detailed definition
This represents the non-cash expense charged to the income statement to build the allowance for credit losses. It reflec...
Peer comparison
Standard across all commercial and retail banks; peers report this as 'Provision for Credit Losses'.
operating_provision_for_loan_lease_and_other_lossesHistorical Data
| Q1 '22 | Q2 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $200.00K | $4.40M | $1.70M | $3.10M | $4.80M | $6.20M | $17.20M | $16.10M | $11.70M | $22.40M | $25.40M | $18.30M | $29.20M | $36.50M | $40.50M | $44.10M |
| QoQ Change | — | >999% | -61.4% | +82.4% | +54.8% | +29.2% | +177.4% | -6.4% | -27.3% | +91.5% | +13.4% | -28.0% | +59.6% | +25.0% | +11.0% | +8.9% |
| YoY Change | — | — | — | >999% | +9.1% | — | +911.8% | +419.4% | +143.8% | +261.3% | +47.7% | +13.7% | +149.6% | +62.9% | +59.4% | +141.0% |
Product Breakdown
| Segment | Q4 '23 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 |
|---|---|---|---|---|---|
| Financial Services | $17.20M | $11.70M | $22.40M | $25.40M | $18.30M |
| Total | $17.20M | $11.70M | $22.40M | $25.40M | $18.30M |
Provision for Loan, Lease, and Other Losses at Other Companies
Frequently Asked Questions
- What is Paccar's provision for loan, lease, and other losses?
- Paccar (PCAR) reported provision for loan, lease, and other losses of $44.10M in Q1 2026.
- How has Paccar's provision for loan, lease, and other losses changed year-over-year?
- Paccar's provision for loan, lease, and other losses increased by 141.0% year-over-year, from $18.30M to $44.10M.
- What is the long-term trend for Paccar's provision for loan, lease, and other losses?
- Over 2 years (2023 to 2025), Paccar's provision for loan, lease, and other losses has grown at a 99.4% compound annual growth rate (CAGR), from $31.30M to $124.50M.
- What does provision for loan, lease, and other losses mean?
- The amount set aside to cover expected future losses from bad loans.