Financial Services — Commercial Paper And Bank Loans
Paccar Financial Services — Commercial Paper And Bank Loans decreased by 4.7% to $4.76B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 16.4%, from $5.69B to $4.76B. Over 4 years (FY 2021 to FY 2025), Financial Services — Commercial Paper And Bank Loans shows an upward trend with a 13.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests higher funding needs or tighter credit markets, while a decrease may indicate deleveraging or reliance on alternative funding sources.
Detailed definition
This represents the short-term debt obligations incurred by the financial services division to fund its lending and leas...
Peer comparison
Common among captive finance arms of heavy equipment manufacturers like Caterpillar or Deere.
pcar_segment_financial_services_commercial_paper_and_bank_loansHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.41B | $3.01B | $3.30B | $3.76B | $3.27B | $3.30B | $3.60B | $3.86B | $4.64B | $5.02B | $5.61B | $4.91B | $5.25B | $5.50B | $6.00B | $5.69B | $5.10B | $5.08B | $4.99B | $4.76B |
| QoQ Change | — | -11.9% | +9.9% | +13.9% | -13.1% | +0.8% | +9.4% | +7.0% | +20.2% | +8.2% | +11.8% | -12.4% | +6.9% | +4.7% | +9.2% | -5.3% | -10.3% | -0.4% | -1.8% | -4.7% |
| YoY Change | — | — | — | — | -4.1% | +9.6% | +9.1% | +2.6% | +41.8% | +52.3% | +55.6% | +27.4% | +13.3% | +9.5% | +7.0% | +15.7% | -2.9% | -7.6% | -16.9% | -16.4% |
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Frequently Asked Questions
- What is Paccar's financial services — commercial paper and bank loans?
- Paccar (PCAR) reported financial services — commercial paper and bank loans of $4.76B in Q1 2026.
- How has Paccar's financial services — commercial paper and bank loans changed year-over-year?
- Paccar's financial services — commercial paper and bank loans decreased by 16.4% year-over-year, from $5.69B to $4.76B.
- What is the long-term trend for Paccar's financial services — commercial paper and bank loans?
- Over 4 years (2021 to 2025), Paccar's financial services — commercial paper and bank loans has grown at a 13.1% compound annual growth rate (CAGR), from $12.76B to $20.86B.
- What does financial services — commercial paper and bank loans mean?
- Short-term debt used to fund the company's financing operations.