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Paccar PCAR Financial Services — Financing Receivable Net Of Deferred Income

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Other financials

Income statement

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Revenue$6.8B-8.9%
Gross profit$1.4B-12.3%
Net income$605.3M+19.8%
EPS (diluted)$1.15+19.8%

Balance sheet

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Total debt$63.8M-12.7%
Total equity$19.8B+9.6%
Total assets$43.6B+1.9%

Cash flow

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Operating cash flow$971.8M+6.8%
CapEx$147.2M-10.8%
Free cash flow$824.6M+10.7%

Valuation

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Market cap$64.04B+34.1%
P/E25.9×+12.1×
P/S2.3×+0.8×

Profitability

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Gross margin19.9%-2.0pp
Net margin8.9%-1.8pp
FCF margin13.5%+3.4pp

Returns & leverage

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Return on equity13.1%-6.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Paccar in its filing.

Tagged under the XBRL concept pcar:FinancingReceivableNetOfDeferredIncome.

The official record: Paccar’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Paccar's financial services — financing receivable net of deferred income?
Paccar (PCAR) reported financial services — financing receivable net of deferred income of $19.54B in Q1 2026.
How has Paccar's financial services — financing receivable net of deferred income changed year-over-year?
Paccar's financial services — financing receivable net of deferred income decreased by 1.1% year-over-year, from $19.76B to $19.54B.
What does financial services — financing receivable net of deferred income mean?
This metric represents the total net investment in financing receivables, adjusted for deferred income, within the financial services segment. It serves as the primary measure of the company's total credit exposure to its customers and dealers. It is a fundamental indicator of the size and health of the captive finance loan book.