Skip to content

Ponce Financial Group, Inc. PDLB Allowance for Credit Losses on Financing Receivables - Individually Evaluated

Allowance for Credit Losses on Financing Receivables - Individually Evaluated at other companies

Valley National Bank logo
Valley National BankVLY
$78.47M+27.7%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$1.86M+16.2%
Center Bancorp logo
Center BancorpCNOB
$501K+40.7%
JPMorgan Chase logo
JPMorgan ChaseJPM
Mid Penn Bancorp logo
Mid Penn BancorpMPB

Other financials

Income statement

See full
Revenue$30.3M+23.1%
Net income$8.6M+44.7%
EPS (diluted)$0.36+44.0%

Balance sheet

See full
Cash & equivalents$27.4M-14.6%
Total debt$812.5M+8.0%
Total equity$551.4M+7.3%
Total assets$3.3B+6.8%

Cash flow

See full
Operating cash flow$13.9M+6.1%
CapEx$47.0K-69.5%
Free cash flow$13.8M+7.0%

Valuation

See full
Market cap$472.87M+49.4%
Enterprise value$1.26B+21.3%
P/E15.1×-6.7×
P/S4.1×+0.5×

Profitability

See full
Net margin27.3%+10.8pp
FCF margin48.3%+28.1pp

Returns & leverage

See full
Return on equity5.9%+3.0pp
Debt / equity1.5×0.0×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1.

The official record: Ponce Financial Group, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Ponce Financial Group, Inc.'s allowance for credit losses on financing receivables - individually evaluated.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Ponce Financial Group, Inc.'s allowance for credit losses on financing receivables - individually evaluated?
Ponce Financial Group, Inc. (PDLB) reported allowance for credit losses on financing receivables - individually evaluated of $427K in Q1 2026.
How has Ponce Financial Group, Inc.'s allowance for credit losses on financing receivables - individually evaluated changed year-over-year?
Ponce Financial Group, Inc.'s allowance for credit losses on financing receivables - individually evaluated increased by 149.7% year-over-year, from $171K to $427K.
What is the long-term trend for Ponce Financial Group, Inc.'s allowance for credit losses on financing receivables - individually evaluated?
Over 5 years (2020 to 2025), Ponce Financial Group, Inc.'s allowance for credit losses on financing receivables - individually evaluated has grown at a 18.0% compound annual growth rate (CAGR), from $292K to $667K.
What does allowance for credit losses on financing receivables - individually evaluated mean?
This is the specific valuation allowance established for financing receivables that have been individually evaluated for impairment. It reflects management's estimate of credit losses for loans with unique risk characteristics or significant credit deterioration. This metric is essential for understanding the adequacy of the company's reserves against specific high-risk exposures.