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Loans held for sale at other companies

Valley National Bank logo
Valley National BankVLY
$11.23M-59.0%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$5.87M-3.0%
CNB Financial logo
CNB FinancialCCNE
$280K-67.4%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$16.55M+142%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$25.09M+17.0%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$30.3M+23.1%
Net income$8.6M+44.7%
EPS (diluted)$0.36+44.0%

Balance sheet

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Cash & equivalents$27.4M-14.6%
Total debt$812.5M+8.0%
Total equity$551.4M+7.3%
Total assets$3.3B+6.8%

Cash flow

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Operating cash flow$13.9M+6.1%
CapEx$47.0K-69.5%
Free cash flow$13.8M+7.0%

Valuation

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Market cap$472.87M+49.4%
Enterprise value$1.26B+21.3%
P/E15.1×-6.7×
P/S4.1×+0.5×

Profitability

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Net margin27.3%+10.8pp
FCF margin48.3%+28.1pp

Returns & leverage

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Return on equity5.9%+3.0pp
Debt / equity1.5×0.0×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableHeldForSaleAmount.

The official record: Ponce Financial Group, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ponce Financial Group, Inc.'s loans held for sale?
Ponce Financial Group, Inc. (PDLB) reported loans held for sale of $2.08M in Q1 2026.
How has Ponce Financial Group, Inc.'s loans held for sale changed year-over-year?
Ponce Financial Group, Inc.'s loans held for sale decreased by 75.5% year-over-year, from $8.5M to $2.08M.
What is the long-term trend for Ponce Financial Group, Inc.'s loans held for sale?
Over 5 years (2020 to 2025), Ponce Financial Group, Inc.'s loans held for sale has grown at a -37.6% compound annual growth rate (CAGR), from $35.41M to $3.34M.
What does loans held for sale mean?
Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.