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Ponce Financial Group, Inc. PDLB Data processing and equipment

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Other financials

Income statement

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Revenue$30.3M+23.1%
Net income$8.6M+44.7%
EPS (diluted)$0.36+44.0%

Balance sheet

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Cash & equivalents$27.4M-14.6%
Total debt$812.5M+8.0%
Total equity$551.4M+7.3%
Total assets$3.3B+6.8%

Cash flow

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Operating cash flow$13.9M+6.1%
CapEx$47.0K-69.5%
Free cash flow$13.8M+7.0%

Valuation

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Market cap$472.87M+49.4%
Enterprise value$1.26B+21.3%
P/E15.1×-6.7×
P/S4.1×+0.5×

Profitability

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Net margin27.3%+10.8pp
FCF margin48.3%+28.1pp

Returns & leverage

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Return on equity5.9%+3.0pp
Debt / equity1.5×0.0×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The official record: Ponce Financial Group, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ponce Financial Group, Inc.'s data processing and equipment?
Ponce Financial Group, Inc. (PDLB) reported data processing and equipment of $1.22M in Q1 2026.
How has Ponce Financial Group, Inc.'s data processing and equipment changed year-over-year?
Ponce Financial Group, Inc.'s data processing and equipment increased by 5.8% year-over-year, from $1.15M to $1.22M.
What is the long-term trend for Ponce Financial Group, Inc.'s data processing and equipment?
Over 4 years (2021 to 2025), Ponce Financial Group, Inc.'s data processing and equipment has grown at a 12.7% compound annual growth rate (CAGR), from $3.02M to $4.86M.
What does data processing and equipment mean?
Captures the costs associated with maintaining core banking systems, digital infrastructure, cybersecurity, and data processing services. This expense category is critical for assessing the bank's investment in digital transformation and operational scalability. Higher spending often indicates modernization efforts, while efficiency is measured by the ratio of these costs to total assets.