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Ponce Financial Group, Inc. PDLB Non Interest Income Late And Prepayment Charges

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Other financials

Income statement

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Revenue$30.3M+23.1%
Net income$8.6M+44.7%
EPS (diluted)$0.36+44.0%

Balance sheet

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Cash & equivalents$27.4M-14.6%
Total debt$812.5M+8.0%
Total equity$551.4M+7.3%
Total assets$3.3B+6.8%

Cash flow

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Operating cash flow$13.9M+6.1%
CapEx$47.0K-69.5%
Free cash flow$13.8M+7.0%

Valuation

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Market cap$472.87M+49.4%
Enterprise value$1.26B+21.3%
P/E15.1×-6.7×
P/S4.1×+0.5×

Profitability

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Net margin27.3%+10.8pp
FCF margin48.3%+28.1pp

Returns & leverage

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Return on equity5.9%+3.0pp
Debt / equity1.5×0.0×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept pdlb:NonInterestIncomeLateAndPrepaymentCharges.

The official record: Ponce Financial Group, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ponce Financial Group, Inc.'s non interest income late and prepayment charges?
Ponce Financial Group, Inc. (PDLB) reported non interest income late and prepayment charges of $726K in Q1 2026.
How has Ponce Financial Group, Inc.'s non interest income late and prepayment charges changed year-over-year?
Ponce Financial Group, Inc.'s non interest income late and prepayment charges increased by 4.2% year-over-year, from $697K to $726K.
What is the long-term trend for Ponce Financial Group, Inc.'s non interest income late and prepayment charges?
Over 4 years (2021 to 2025), Ponce Financial Group, Inc.'s non interest income late and prepayment charges has grown at a 23.2% compound annual growth rate (CAGR), from $1.21M to $2.79M.
What does non interest income late and prepayment charges mean?
This represents penalty income derived from late loan payments or early repayment of debt obligations by borrowers. While it contributes to non-interest income, it can also serve as a leading indicator of potential credit stress within the loan portfolio. High levels of this income may suggest deteriorating borrower financial health.