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Ponce Financial Group, Inc. PDLB Non Interest Income Service Charges And Fees

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Other financials

Income statement

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Revenue$30.3M+23.1%
Net income$8.6M+44.7%
EPS (diluted)$0.36+44.0%

Balance sheet

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Cash & equivalents$27.4M-14.6%
Total debt$812.5M+8.0%
Total equity$551.4M+7.3%
Total assets$3.3B+6.8%

Cash flow

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Operating cash flow$13.9M+6.1%
CapEx$47.0K-69.5%
Free cash flow$13.8M+7.0%

Valuation

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Market cap$472.87M+49.4%
Enterprise value$1.26B+21.3%
P/E15.1×-6.7×
P/S4.1×+0.5×

Profitability

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Net margin27.3%+10.8pp
FCF margin48.3%+28.1pp

Returns & leverage

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Return on equity5.9%+3.0pp
Debt / equity1.5×0.0×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept pdlb:NonInterestIncomeServiceChargesAndFees.

The official record: Ponce Financial Group, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ponce Financial Group, Inc.'s non interest income service charges and fees?
Ponce Financial Group, Inc. (PDLB) reported non interest income service charges and fees of $539K in Q1 2026.
How has Ponce Financial Group, Inc.'s non interest income service charges and fees changed year-over-year?
Ponce Financial Group, Inc.'s non interest income service charges and fees increased by 2.7% year-over-year, from $525K to $539K.
What is the long-term trend for Ponce Financial Group, Inc.'s non interest income service charges and fees?
Over 4 years (2021 to 2025), Ponce Financial Group, Inc.'s non interest income service charges and fees has grown at a 6.3% compound annual growth rate (CAGR), from $1.66M to $2.12M.
What does non interest income service charges and fees mean?
This represents revenue generated from recurring service fees, such as account maintenance fees, wire transfer fees, and other transactional charges. It serves as a stable, non-interest-based revenue stream that helps diversify the bank's income profile. Growth in this area indicates strong customer engagement and fee-based product adoption.