Ponce Financial Group, Inc. PDLB Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 27.3%+1.0pp | 26.3%+4.9pp | 21.4%+2.8pp | 18.5%+2.0pp | 16.5%+3.4pp | |
| Free cash flow margin | 48.3%-1.7pp | 50%+8.2pp | 41.8%— | —— | —— | |
| Returns | ||||||
| Return on equity | 5.9%+0.4pp | 5.5%+1.3pp | 4.2%+0.7pp | 3.4%+0.5pp | 2.9%+0.7pp | |
| Return on assets | 1%+0.1pp | 0.9%+0.2pp | 0.7%+0.1pp | 0.6%+0.1pp | 0.5%+0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 1.5×-0.1× | 1.6×+0.2× | 1.4×-0.1× | 1.5×0.0× | 1.5×-0.2× | |
| Debt-to-assets | 0.2×0.0× | 0.3×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Per Share | ||||||
| Book value per share | $23.63+0.6% | $23.48+2.5% | $22.90+0.9% | $22.71+1.1% | $22.46+0.2% | |
| Valuation | ||||||
| Market capitalization | $472.87M+49.4% | $392.42M+17.3% | $334.66M+3.2% | $324.27M+12.9% | $287.16M-7.2% | |
| Enterprise value | $1.26B+21.3% | $1.21B+14.9% | $1.06B+0.1% | $1.06B+4.7% | $1.01B-8.5% | |
| Price / earnings | 15.1×-6.7× | 13.7×-1.9× | 15.6×-3.0× | 18.6×-1.2× | 19.8×-8.4× | |
| Price / sales | 4.1×+0.5× | 3.6×+0.3× | 3.3×-0.1× | 3.4×+0.2× | 3.3×-0.4× | |
| Price / book | 0.9×+0.2× | 0.7×+0.1× | 0.6×0.0× | 0.6×+0.1× | 0.6×-0.1× | |
| EV / sales | 10.9×-0.9× | 11.1×+0.6× | 10.5×-0.7× | 11.2×-0.3× | 11.5×-1.7× | |
| Free cash flow yield | 11.7%+6.1pp | 13.9%+1.4pp | 12.6%— | —— | —— | |
| Earnings yield | 6.6%+2.0pp | 7.3%+0.9pp | 6.4%+1.1pp | 5.4%+0.3pp | 5.1%+1.5pp | |
| PEG ratio | 0.1×0.0× | 0.1×0.0× | 0.1×— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Ponce Financial Group, Inc.'s ratios come from?
- Every ratio is computed from Ponce Financial Group, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
