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Peoples Bancorp PEBO Bank Owned Life Insurance

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Other financials

Income statement

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Revenue$118.7M+5.6%
Operating income$37.3M+19.0%
Net income$29.0M+19.2%
EPS (diluted)$0.81+19.1%

Balance sheet

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Cash & equivalents$190.4M+1.8%
Total debt$700.7M+162%
Total equity$1.2B+6.9%
Total assets$9.6B+4.3%

Cash flow

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Operating cash flow$34.5M+0.7%
CapEx$1.2M-56.0%
Free cash flow$33.3M+5.6%

Valuation

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Market cap$1.35B+31.1%
Enterprise value$1.86B+67.4%
P/E12.2×+2.9×
P/S2.9×+0.6×

Profitability

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Operating margin30.2%-1.7pp
Net margin23.9%-1.1pp
FCF margin28%-2.1pp

Returns & leverage

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Return on equity9.5%-0.7pp
Debt / equity0.6×+0.3×

Where this comes from

Reported directly by Peoples Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: Peoples Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Peoples Bancorp's bank owned life insurance?
Peoples Bancorp (PEBO) reported bank owned life insurance of $149.43M in Q1 2026.
How has Peoples Bancorp's bank owned life insurance changed year-over-year?
Peoples Bancorp's bank owned life insurance increased by 3.2% year-over-year, from $144.84M to $149.43M.
What is the long-term trend for Peoples Bancorp's bank owned life insurance?
Over 5 years (2020 to 2025), Peoples Bancorp's bank owned life insurance has grown at a 15.7% compound annual growth rate (CAGR), from $71.59M to $148.26M.
What does bank owned life insurance mean?
Bank Owned Life Insurance (BOLI) represents life insurance policies purchased by the bank on the lives of key employees, where the bank is the beneficiary. It is utilized as a tax-advantaged investment vehicle to offset the costs of employee benefit plans. The cash surrender value of these policies provides a stable, long-term asset base for the institution.