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Peoples Bancorp PEBO Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

HOM
Home BancSharesHOMB
$1.37M-25.7%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$632K+1.6%
CTB
Community Trust BancorpCTBI

Other financials

Income statement

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Revenue$118.7M+5.6%
Operating income$37.3M+19.0%
Net income$29.0M+19.2%
EPS (diluted)$0.81+19.1%

Balance sheet

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Cash & equivalents$190.4M+1.8%
Total debt$700.7M+162%
Total equity$1.2B+6.9%
Total assets$9.6B+4.3%

Cash flow

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Operating cash flow$34.5M+0.7%
CapEx$1.2M-56.0%
Free cash flow$33.3M+5.6%

Valuation

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Market cap$1.35B+31.1%
Enterprise value$1.86B+67.4%
P/E12.2×+2.9×
P/S2.9×+0.6×

Profitability

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Operating margin30.2%-1.7pp
Net margin23.9%-1.1pp
FCF margin28%-2.1pp

Returns & leverage

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Return on equity9.5%-0.7pp
Debt / equity0.6×+0.3×

Where this comes from

Reported directly by Peoples Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Peoples Bancorp’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Peoples Bancorp's bank owned life insurance income?
Peoples Bancorp (PEBO) reported bank owned life insurance income of $1.14M in Q4 2025.
How has Peoples Bancorp's bank owned life insurance income changed year-over-year?
Peoples Bancorp's bank owned life insurance income increased by 8.2% year-over-year, from $1.05M to $1.14M.
What is the long-term trend for Peoples Bancorp's bank owned life insurance income?
Over 4 years (2021 to 2025), Peoples Bancorp's bank owned life insurance income has grown at a 26.8% compound annual growth rate (CAGR), from $1.77M to $4.56M.
What does bank owned life insurance income mean?
This represents the earnings generated from life insurance policies held by the bank on the lives of its key employees or executives. The income is typically derived from the cash surrender value growth or death benefits received. It serves as a non-interest income stream that helps offset the costs of employee benefit programs.