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Other financials

Income statement

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Revenue$52.1M+7.6%
Net income$14.8M-12.7%
EPS (diluted)$1.48-11.9%

Balance sheet

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Cash & equivalents$256.3M+45.8%
Total debt$85.3M+11.8%
Total equity$536.2M+8.5%
Total assets$5.4B+6.5%

Cash flow

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Operating cash flow$13.9M-0.2%
Free cash flow$12.2M+43.0%

Valuation

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Market cap$707.33M+44.5%
Enterprise value$536.41M+37.5%
P/E12.5×-2.1×
P/S3.6×+1.0×

Profitability

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Net margin29.1%+10.7pp
FCF margin23%-1.5pp

Returns & leverage

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Return on equity11%+2.9pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Peoples Financial Services in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

The source filing: Peoples Financial Services’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092684
For the Six Months Ended June 30,20262025
Net purchase of restricted equity securities(1,874)(1,491)
(Purchase) redemption of equity securities without readily determinable fair value(92)22
Net (increase) decrease in loans(230,398)3,903
Purchases of premises and equipment(3,517)(5,890)
Proceeds from the sale of premises and equipment7333,696
Proceeds from bank owned life insurance6,790968
Proceeds from sale of other real estate owned235
Net cash (used in) provided by investing activities(169,330)34,770

Item 1. Financial Statements

FAQ

What is Peoples Financial Services's capex?
Peoples Financial Services (PFIS) reported capex of $1.71M in Q2 2026.
How has Peoples Financial Services's capex changed year-over-year?
Peoples Financial Services's capex decreased by 68.4% year-over-year, from $5.39M to $1.71M.
What is the long-term trend for Peoples Financial Services's capex?
Over 3 years (2021 to 2025), Peoples Financial Services's capex has grown at a 30.8% compound annual growth rate (CAGR), from $4.89M to $10.93M.
What does capex mean?
Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

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