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Peoples Financial Services

PFIS

Peoples Financial Services is a banks - regional company in the financial services sector trading on NASDAQ, led by CEO Gerard A. Champi, with a market cap of $720.1M.

Market cap
$720.08M+48.7%
Revenue$191.7M+21.8%
Net income$58.9M+194%
Free cash flow$41.3M+9.4%
EPS (diluted)$5.85+165%
Trailing twelve months · change vs. prior year

Earnings

Next report

Jul 30, 2026 (Today)
Revenue estimate$52.4M
EPS estimate$1.64

Financials

Q1 2026

Income statement

See full
Revenue$49.8M+8.6%
Net income$14.7M-1.7%
EPS (diluted)$1.47-1.3%

Balance sheet

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Cash & equivalents$328.6M+326%
Total debt$179.3M+1,108%
Total equity$525.5M+9.1%
Total assets$5.4B+8.5%

Cash flow

See full
Operating cash flow$8.3M-8.5%
CapEx$1.8M+263%
Free cash flow$6.5M-24.3%

Valuation & ratios

Valuation

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Market cap$720.08M+48.7%
Enterprise value$570.79M+44.0%
P/E12.2×-2.5×
P/S3.8×+1.1×

Profitability

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Net margin30.7%+18.0pp
FCF margin21.5%-2.4pp

Returns & leverage

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Return on equity11.7%+6.8pp
Debt / equity0.3×+0.3×

Segments

By product

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Bank Servicing$3.2M-7.3%
Asset Management1$646.0K-0.6%
Commission And Fees On Fiduciary Activities$551.0K+2.6%
Credit Card$180.0K-22.1%

Profile

Listed1995
Employees395.0
CEOGerard A. Champi
Websitepsbt.com
FilingsSEC EDGAR

Questions, answered.

What is Peoples Financial Services's market cap?
Peoples Financial Services (PFIS) has a market capitalization of $720.1M and trades on NASDAQ.
What is Peoples Financial Services's revenue and profitability?
Peoples Financial Services generated $191.7M in trailing twelve-month revenue with net income of $58.9M, representing a net margin of 30.7%, with free cash flow of $41.3M. These figures are based on the Q1 2026 filing.
Where is Peoples Financial Services headquartered?
Peoples Financial Services is headquartered in United States of America and employs approximately 395 people. It has been publicly traded since 1995.