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Segments

By product

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Bank Servicing$3.41M-6.9%
Asset Management1$753K+21.6%
Commission And Fees On Fiduciary Activities$588K+4.4%
Credit Card$489K-16.3%

Other financials

Income statement

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Net income$14.8M-12.7%
EPS (diluted)$1.48-11.9%

Balance sheet

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Cash & equivalents$256.3M+45.8%
Total debt$85.3M+11.8%
Total equity$536.2M+8.5%
Total assets$5.4B+6.5%

Cash flow

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Operating cash flow$13.9M-0.2%
CapEx$1.7M-68.4%
Free cash flow$12.2M+43.0%

Valuation

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Market cap$707.33M+44.5%
Enterprise value$536.41M+37.5%
P/E12.5×-2.1×
P/S3.6×+1.0×

Profitability

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Net margin29.1%+10.7pp
FCF margin23%-1.5pp

Returns & leverage

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Return on equity11%+2.9pp
Debt / equity0.2×0.0×

Where this comes from

Calculated from Peoples Financial Services’s reported figures.

The source filing: Peoples Financial Services’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092684
June 30,Three Months Ended / 2026Three Months Ended / 2025Six Months Ended / 2026Six Months Ended / 2025
Provision (benefit) for credit losses3,105(239)4,492(39)
Net interest income after provision (benefit) for credit losses42,49942,43683,97981,784
Noninterest income:
Service charges, fees, commissions and other3,4113,6646,5687,068
Merchant services income489584669815
Commission and fees on fiduciary activities5885631,1391,100
Wealth management income7536191,3991,269
Mortgage banking income302125543239

Item 1. Financial Statements

FAQ

What is Peoples Financial Services's total revenue?
Peoples Financial Services (PFIS) reported total revenue of $52.14M in Q2 2026.
How has Peoples Financial Services's total revenue changed year-over-year?
Peoples Financial Services's total revenue increased by 7.6% year-over-year, from $48.44M to $52.14M.
What is the long-term trend for Peoples Financial Services's total revenue?
Over 4 years (2021 to 2025), Peoples Financial Services's total revenue has grown at a 14.2% compound annual growth rate (CAGR), from $110.27M to $187.69M.
What does total revenue mean?
The aggregate of all revenue from the company's operations — the top line from which all profitability metrics are derived.

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