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Peoples Financial Services PFIS Free cash flow margin

Free cash flow margin at other companies

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65.1%-24.5pp
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Other financials

Income statement

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Revenue$52.1M+7.6%
Net income$14.8M-12.7%
EPS (diluted)$1.48-11.9%

Balance sheet

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Cash & equivalents$256.3M+45.8%
Total debt$85.3M+11.8%
Total equity$536.2M+8.5%
Total assets$5.4B+6.5%

Cash flow

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Operating cash flow$13.9M-0.2%
CapEx$1.7M-68.4%
Free cash flow$12.2M+43.0%

Valuation

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Market cap$707.33M+44.5%
Enterprise value$536.41M+37.5%
P/E12.5×-2.1×
P/S3.6×+1.0×

Profitability

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Net margin29.1%+10.7pp

Returns & leverage

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Return on equity11%+2.9pp
Debt / equity0.2×0.0×

Where this comes from

Calculated from Peoples Financial Services’s reported figures.

Based on trailing twelve months.

The source filing: Peoples Financial Services’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092684

FAQ

What is Peoples Financial Services's free cash flow margin?
Peoples Financial Services (PFIS) reported free cash flow margin of 23% in Q2 2026.
How has Peoples Financial Services's free cash flow margin changed year-over-year?
Peoples Financial Services's free cash flow margin decreased by 6.0% year-over-year, from 24.5% to 23%.
What is the long-term trend for Peoples Financial Services's free cash flow margin?
Over 4 years (2021 to 2025), Peoples Financial Services's free cash flow margin has grown at a -8.2% compound annual growth rate (CAGR), from 32.5% to 23.1%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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