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Peoples Financial Services PFIS Q1 2026 earnings

Reported April 30, 2026 · Before market open

Revenue$49.8MMiss by $185.0K
EPS$1.43Miss by $0.11
Revenue estimate$50.0M
EPS estimate$1.54

Next report

Jul 30, 2026 (Today)
Revenue estimate$52.4M
EPS estimate$1.64

Financials

Q1 2026

Income statement

See full
Revenue$49.8M+8.6%
Net income$14.7M-1.7%
EPS (diluted)$1.47-1.3%

Balance sheet

See full
Cash & equivalents$328.6M+326%
Total debt$179.3M+1,108%
Total equity$525.5M+9.1%
Total assets$5.4B+8.5%

Cash flow

See full
Operating cash flow$8.3M-8.5%
CapEx$1.8M+263%
Free cash flow$6.5M-24.3%

Valuation & ratios

Valuation

as of 07/29/26
See full
Market cap$720.08M+45.3%
Enterprise value$570.79M+44.0%
P/E12.2×-2.5×
P/S3.8×+1.1×

Profitability

See full
Net margin30.7%+18.0pp
FCF margin21.5%-2.4pp

Returns & leverage

See full
Return on equity11.7%+6.8pp
Debt / equity0.3×+0.3×

Segments

By product

See full
Bank Servicing$3.2M-7.3%
Asset Management1$646.0K-0.6%
Commission And Fees On Fiduciary Activities$551.0K+2.6%
Credit Card$180.0K-22.1%

Versus estimates

Revenue

Q1 2026$49.8MMiss by $185.0K
Q4 2025$46.8MMiss by $1.5MQ3 2025$47.3MMiss by $951.0KQ2 2025$48.4MMiss by $506.0KQ1 2025$45.1MBeat by $1.1MQ4 2024$71.5M

Diluted EPS

Q1 2026$1.43Miss by $0.11
Q4 2025$1.36Miss by $0.16Q3 2025$4.71Beat by $3.19Q2 2025$1.69Beat by $0.14Q1 2025$1.51Beat by $0.18Q4 2024$0.61

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Questions, answered.

When did Peoples Financial Services report Q1 2026 earnings?
Peoples Financial Services (PFIS) reported Q1 2026 earnings on April 30, 2026 before market open.
What were Peoples Financial Services's Q1 2026 revenue and EPS?
Peoples Financial Services reported revenue of $49.8M and eps of $1.43 for Q1 2026.
Did Peoples Financial Services beat estimates in Q1 2026?
Revenue missed the consensus estimate of $50.0M by $185.0K. EPS missed the consensus estimate of $1.54 by $0.11.
How did Peoples Financial Services's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 10.3% from $45.1M a year earlier and eps declined 5.3% from $1.51.
Where can I find Peoples Financial Services's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001104659-26-052951) and the 10-Q periodic report (0001104659-26-057903) directly on SEC EDGAR. The filing index links above go to sec.gov.