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Provident Financial Services PFS Certificate of deposit account registry service, time deposit

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Other financials

Income statement

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Revenue$225.2M+7.9%
Net income$79.4M+24.0%
EPS (diluted)$0.61+24.5%

Balance sheet

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Cash & equivalents$222.1M-5.1%
Total debt$2.5B+5.7%
Total equity$2.9B+7.7%
Total assets$25.2B+4.0%

Cash flow

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Operating cash flow$84.7M-4.4%
CapEx$3.7M+223%
Free cash flow$81.0M-7.3%

Valuation

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Market cap$3.05B+45.5%
Enterprise value$5.36B+26.0%
P/E9.9×-4.3×
P/S3.4×+0.8×

Profitability

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Net margin34.6%+15.9pp
FCF margin47.8%-11.9pp

Returns & leverage

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Return on equity11.1%+4.3pp
Debt / equity0.9×0.0×

Where this comes from

Reported directly by Provident Financial Services in its filing.

Tagged under the XBRL concept pfs:CertificateOfDepositAccountRegistryServiceTimeDeposit.

The official record: Provident Financial Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Provident Financial Services's certificate of deposit account registry service, time deposit?
Provident Financial Services (PFS) reported certificate of deposit account registry service, time deposit of $2.5M in Q1 2026.
How has Provident Financial Services's certificate of deposit account registry service, time deposit changed year-over-year?
Provident Financial Services's certificate of deposit account registry service, time deposit decreased by 28.6% year-over-year, from $3.5M to $2.5M.
What is the long-term trend for Provident Financial Services's certificate of deposit account registry service, time deposit?
Over 2 years (2023 to 2025), Provident Financial Services's certificate of deposit account registry service, time deposit has grown at a -13.0% compound annual growth rate (CAGR), from $3.3M to $2.5M.
What does certificate of deposit account registry service, time deposit mean?
This metric tracks time deposits placed through the Certificate of Deposit Account Registry Service (CDARS), which allows customers to access multi-million dollar FDIC insurance. It represents a specialized funding source that balances customer convenience with the bank's need for stable, insured deposits. It is a key indicator of the bank's ability to manage large-balance retail and institutional relationships.