Skip to content

Provident Financial Services PFS Loans modified after 12 months

Loans modified after 12 months at other companies

M&T Bank logo
M&T BankMTB
$1.25B-3.0%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$24.27M+177%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
Customers Bancorp logo
Customers BancorpCUBI

Other financials

Income statement

See full
Revenue$225.2M+7.9%
Net income$79.4M+24.0%
EPS (diluted)$0.61+24.5%

Balance sheet

See full
Cash & equivalents$222.1M-5.1%
Total debt$2.5B+5.7%
Total equity$2.9B+7.7%
Total assets$25.2B+4.0%

Cash flow

See full
Operating cash flow$84.7M-4.4%
CapEx$3.7M+223%
Free cash flow$81.0M-7.3%

Valuation

See full
Market cap$3.05B+23.4%
Enterprise value$5.37B+15.3%
P/E9.9×-6.8×
P/S3.4×+0.3×

Profitability

See full
Net margin34.6%+15.9pp
FCF margin47.8%-11.9pp

Returns & leverage

See full
Return on equity11.1%+4.3pp
Debt / equity0.9×0.0×

Where this comes from

Reported directly by Provident Financial Services in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months.

The official record: Provident Financial Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Provident Financial Services's loans modified after 12 months.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Provident Financial Services's loans modified after 12 months?
Provident Financial Services (PFS) reported loans modified after 12 months of $6.56M in Q1 2026.
How has Provident Financial Services's loans modified after 12 months changed year-over-year?
Provident Financial Services's loans modified after 12 months decreased by 54.2% year-over-year, from $14.3M to $6.56M.
What is the long-term trend for Provident Financial Services's loans modified after 12 months?
Over 2 years (2023 to 2025), Provident Financial Services's loans modified after 12 months has grown at a 146.9% compound annual growth rate (CAGR), from $6.53M to $39.8M.
What does loans modified after 12 months mean?
This metric tracks the volume of financing receivables that have undergone a formal modification or restructuring after a 12-month seasoning period. It identifies loans that were previously distressed and required intervention to remain viable. This data is essential for investors to understand the long-term credit performance of restructured assets.