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Net debt / EBITDA at other companies

Onity Group logo
Onity GroupONIT
2.8×+0.2×
Redwood Trust logo
Redwood TrustRWT
4.2×
UWM Holdings logo
UWM HoldingsUWMC
+1.7×
Rocket Companies logo
Rocket CompaniesRKT
-7.8×
loanDepot logo
loanDepotLDI
20.7×-13.7×
Banner Corporation logo
Banner CorporationBANR
-4.6×+0.2×

Other financials

Income statement

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Revenue$545.0M+26.5%
Net income$82.3M+7.9%
EPS (diluted)$1.53+7.7%

Balance sheet

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Cash & equivalents$219.5M+4.0%
Total debt$72.4M+63.3%
Total assets$31.9B+33.8%

Cash flow

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Operating cash flow-$1.3B-226%
CapEx$2.3M+506%
Free cash flow-$1.3B-226%

Valuation

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Market cap$4B-21.7%
Enterprise value$3.85B-22.7%
P/E7.9×-5.3×
P/S1.9×-1.1×

Profitability

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Net margin23.5%+3.2pp
FCF margin-149.5%

Returns & leverage

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Return on equity8.3%
Debt / equity1.4×

Where this comes from

Calculated from PennyMac Financial Services, Inc.’s reported figures.

Based on the most recent quarter.

The source filing: PennyMac Financial Services, Inc.’s 10-Q, filed May 5, 2026. Open the filing →

Filed
May 5, 2026, 4:42 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001104659-26-055690

FAQ

What is PennyMac Financial Services, Inc.'s net debt / EBITDA?
PennyMac Financial Services, Inc. (PFSI) reported net debt / EBITDA of -0.1× in Q1 2026.
How has PennyMac Financial Services, Inc.'s net debt / EBITDA changed year-over-year?
PennyMac Financial Services, Inc.'s net debt / EBITDA increased by 24.3% year-over-year, from -0.1× to -0.1×.
What is the long-term trend for PennyMac Financial Services, Inc.'s net debt / EBITDA?
Over 4 years (2020 to 2025), PennyMac Financial Services, Inc.'s net debt / EBITDA has grown at a -3.7% compound annual growth rate (CAGR), from -0.2× to -0.1×.
What does net debt / EBITDA mean?
Net debt (total debt minus cash) divided by trailing-twelve-month EBITDA. Expresses leverage in years — roughly how long it would take to repay net debt out of operating cash earnings.

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