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UWM Holdings UWMC Net debt / EBITDA

Net debt / EBITDA at other companies

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-0.1×0.0×
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Rocket CompaniesRKT
-7.8×
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loanDepotLDI
20.7×-13.7×
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Onity GroupONIT
2.8×+0.2×
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-0.3×0.0×
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Chimera Investment Corp.CIM
-0×

Other financials

Income statement

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Revenue$888.0M+17.0%
Net income-$80.6M-452%
EPS (diluted)-$0.24-318%

Balance sheet

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Cash & equivalents$498.4M+1.7%
Total debt$3.1B+6.7%
Total equity$985.3M-43.6%
Total assets$17.9B+29.2%

Cash flow

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Operating cash flow-$2.2B-475%
CapEx$9.5M-60.9%
Free cash flow-$2.2B-490%

Valuation

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Market cap$434.21M-56.3%
Enterprise value$3.04B-10.9%
P/S0.1×-0.2×

Profitability

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Operating margin-0.1%
Net margin-1%-1.5pp
FCF margin-129.4%

Returns & leverage

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Return on equity-2.7%-3.3pp
Debt / equity3.2×+1.5×
Current ratio

Where this comes from

Calculated from UWM Holdings’s reported figures.

Based on the most recent quarter.

The source filing: UWM Holdings’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:23 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001783398-26-000117

FAQ

What is UWM Holdings's net debt / EBITDA?
UWM Holdings (UWMC) reported net debt / EBITDA of 5× in Q2 2026.
How has UWM Holdings's net debt / EBITDA changed year-over-year?
UWM Holdings's net debt / EBITDA increased by 50.7% year-over-year, from 3.3× to 5×.
What is the long-term trend for UWM Holdings's net debt / EBITDA?
Over 5 years (2020 to 2025), UWM Holdings's net debt / EBITDA has grown at a -36.3% compound annual growth rate (CAGR), from -29.6× to 3.1×.
What does net debt / EBITDA mean?
Net debt (total debt minus cash) divided by trailing-twelve-month EBITDA. Expresses leverage in years — roughly how long it would take to repay net debt out of operating cash earnings.

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