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UWM Holdings UWMC Net debt / EBITDA

Net debt / EBITDA at other companies

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-0.1×0.0×
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-9.9×
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26.6×-79.7×
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-4.6×+0.2×
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-0.3×0.0×
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Other financials

Income statement

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Revenue$901.4M+47.0%
Net income$25.3M+285%
EPS (diluted)$0.09+175%

Balance sheet

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Cash & equivalents$424.0M-12.6%
Total debt$3.1B+6.7%
Total equity$1.6B-2.1%
Total assets$19.3B+37.1%

Cash flow

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Operating cash flow-$2.2B-475%
CapEx$19.1M+7.3%
Free cash flow-$2.2B-490%

Valuation

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Market cap$719.16M-11.6%
Enterprise value$3.4B+5.0%
P/E10.8×
P/S0.2×-0.1×

Profitability

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Operating margin-0.1%
Net margin1.9%+1.7pp
FCF margin-129.4%

Returns & leverage

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Return on equity4.1%+3.8pp
Debt / equity1.9×+0.2×
Current ratio

Where this comes from

Calculated from UWM Holdings’s reported figures.

Based on the most recent quarter.

The official record: UWM Holdings’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UWM Holdings's net debt / EBITDA?
UWM Holdings (UWMC) reported net debt / EBITDA of 2.1× in Q1 2026.
How has UWM Holdings's net debt / EBITDA changed year-over-year?
UWM Holdings's net debt / EBITDA decreased by 61.5% year-over-year, from 5.4× to 2.1×.
What is the long-term trend for UWM Holdings's net debt / EBITDA?
Over 5 years (2020 to 2025), UWM Holdings's net debt / EBITDA has grown at a -36.3% compound annual growth rate (CAGR), from -29.6× to 3.1×.
What does net debt / EBITDA mean?
Net debt (total debt minus cash) divided by trailing-twelve-month EBITDA. Expresses leverage in years — roughly how long it would take to repay net debt out of operating cash earnings.